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Started By
Message
Capital One -Availability of Funds
Posted on 5/9/22 at 3:15 pm
Posted on 5/9/22 at 3:15 pm
They just started holding some of my check deposits for 2-4 days. In the past they were available the next day. Here's what they say:
"After thoroughly reviewing the deposit(s) and your account, we've determinded there's a risk that the deposit will return.
To protect you, we've delayed the availability of all or part of your $$$ until..."
I'm furious with this new policy. "A risk your deposit will return?" I've been depositing these monthly check for years.
Capital One frustrating anyone else?
"After thoroughly reviewing the deposit(s) and your account, we've determinded there's a risk that the deposit will return.
To protect you, we've delayed the availability of all or part of your $$$ until..."
I'm furious with this new policy. "A risk your deposit will return?" I've been depositing these monthly check for years.
Capital One frustrating anyone else?
26
Posted on 5/9/22 at 3:17 pm to ItzMe1972
Capital One thanks you for their arbitrage opportunities. Have a great day.
Posted on 5/9/22 at 3:18 pm to ItzMe1972
I think McDonald's and Capital One are having issues with each other. Are the other cashiers having issues with their paychecks at their banks?
Posted on 5/9/22 at 3:19 pm to ItzMe1972
change
banks
youre
welcome
banks
youre
welcome
Posted on 5/9/22 at 3:19 pm to ItzMe1972
Who's writing these checks?
Posted on 5/9/22 at 3:20 pm to ItzMe1972
Sounds like you're about to be the victim of an employer going out of business, baw.
Posted on 5/9/22 at 3:21 pm to ItzMe1972
Their new ads basically say they are a coffee shop and if you have a banking issue they guess they can try to help you
Posted on 5/9/22 at 3:22 pm to Mo Jeaux
Who's writing these checks?
--
Personal checks from tenants. They have the same accounts for years. Never a problem with NSF.
--
Personal checks from tenants. They have the same accounts for years. Never a problem with NSF.
Posted on 5/9/22 at 3:24 pm to ItzMe1972
We just went through a whole ordeal with capital one. From having to freeze our joint checking, to wife has too many (3) accounts so we can't put her on new joint checking, to we're holding your paycheck for up to 7 business days... As the poster above said, CHANGE BANKS and don't look back.
Good Luck
Good Luck
Posted on 5/9/22 at 3:24 pm to ItzMe1972
quote:
Personal checks from tenants. They have the same accounts for years. Never a problem with NSF.
I feel like most banks put a hold on personal checks, but if this is a recent policy change for you, I agree that it's annoying.
Posted on 5/9/22 at 3:25 pm to ItzMe1972
Posted on 5/9/22 at 3:28 pm to CocomoLSU
I told capital one to frick off along time ago. I now digitally deposit personal checks and they are available the next day.
Posted on 5/9/22 at 3:30 pm to ItzMe1972
quote:
Personal checks from tenants. They have the same accounts for years. Never a problem with NSF.
I can set you up to recieve ACH payments or a combination of payments.
Problem solved. Here's the deal, they want every person alive to stop using paper checks. Digital money is here already
Posted on 5/9/22 at 3:31 pm to ItzMe1972
quote:
Personal checks from tenants. They have the same accounts for years. Never a problem with NSF.
they know the economy sucks and baws gonna write some bad checks
Posted on 5/9/22 at 3:32 pm to ItzMe1972
I don’t think Cap One wants to be in the personal banking business. They’re doing everything they can to chase off their remaining customers.
Posted on 5/9/22 at 3:33 pm to Ghost of Colby
quote:
I don’t think Cap One wants to be in the personal banking business. They’re doing everything they can to chase off their remaining customers.
i don't know... every time i log on to pay my credit card bill they offer me money to open up a checking account
Posted on 5/9/22 at 3:33 pm to ItzMe1972
quote:
Capital One frustrating anyone else?
They've done that to me a few times as well
Been using other credit cards
Posted on 5/9/22 at 3:34 pm to ItzMe1972
I think this Capital One spokesperson-
And this Chevy spokesperson (note I refer to neither of them as “men”):
Met each other whilst matriculating* at Texas A&M.
And this Chevy spokesperson (note I refer to neither of them as “men”):
Met each other whilst matriculating* at Texas A&M.
Posted on 5/9/22 at 3:38 pm to ItzMe1972
As I was reading this thread, I got an alert in my email...
quote:
If Your Information was Accessed in the 2019 CAPITAL ONE DATA BREACH, You are Eligible for Benefits From a Class Action Settlement
Posted on 5/9/22 at 3:38 pm to Ghost of Colby
Yep, and if you try to digitally deposit checks as capital One claims they want you to do, there is a
Limit on the amount you can deposit. So if
You have $12,000+ In checks to deposit, you’re SOL. frick Cap One. They suck donkey dicks and swallow if you’re a small business owner.
Limit on the amount you can deposit. So if
You have $12,000+ In checks to deposit, you’re SOL. frick Cap One. They suck donkey dicks and swallow if you’re a small business owner.
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