re: Owner Finance for home

I'd also.want to know more about why/if "apparently it's hard to get financing." Is it a matter of finding buyers that qualify or is there a reason mortgage companies arent approving condos in your market? If true, seems like it would seriously depress the market and lower selling prices. If it's a matter of finding qualified buyers agent should have better idea of how long that tends to take. Maybe theyre just trying to rush sale for a quick commission if youre not a motivated seller perhaps you could wait. Or, structure the deal to compensate you for the risk.premium and opportunity cost of keeping your capital tied up instead of invested in higher yielding securities and/or better diversified than in a single real estate holding for only 2% interest premium over what you can get in a HYSA doesnt seem worth risks unless you dont anticipate other viable buyers. Thin if the bank isnt willing to loan them at that rate why would you especially considering it would be a much higher concentration for you than a bank.