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re: Probably been said but there is a fix to the student debt "crisis"
Posted on 5/16/24 at 9:31 am to Sailin Tiger
Posted on 5/16/24 at 9:31 am to Sailin Tiger
quote:
essage
Probably been said but there is a fix to the student debt "crisis"
This is one.
No more of an open check book for unlimited student loans.
Loans should be tied to value of the degree received and potential future earnings.
So for example, a liberal arts major that is only expected to earn 50K a year is only eligible for 75K in student loans.
Meanwhile a medical doctor that is expected to make 200-500K a year can get a million dollars in loans.
Also, grades matter. Anyone who has a GPA that drops below a 2.5 is no longer eligible for student loans.
One loophole may be if a student wants to game the system by saying they are going to be a medical doctor, but take nothing but liberal arts classes, but you can close that by requiring loans only be used for courses involved in the degree of study.
Posted on 5/16/24 at 10:15 am to Tarps99
quote:
Loans should be tied to value of the degree received and potential future earnings.
Totally against this. Too subjective.
A biology degree by itself is not very valuable, but many of those students go to med school.
A poli sci degree is not very valuable, but many of those students go to law school.
Many such cases.
Posted on 5/16/24 at 2:22 pm to Tarps99
quote:
Loans should be tied to value of the degree received and potential future earnings.
Potential future earnings are tied to decisions and work ethic. Gov should not be determining the "value" of a degree.
Posted on 5/16/24 at 3:03 pm to Tarps99
quote:No guarantees, here, either. Some doctors are family practitioners scrapping to earn a living, while some become highly skilled and sought after surgeries, while others become proctologists and make pretty good back.
Meanwhile a medical doctor that is expected to make 200-500K a year can get a million dollars in loans.
Also, who's to say Dems won't succeed in socialized medicine and where all doctors get paid what they are allowed by the state?
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