re: Daily Mortgage Advice Question

No student loans for medical school? Looked at your post history and the neighborhood ranges from 1.5-1.8 million currently (not sure if you got in cheaper). 30% is a solid down payment. I wouldn’t buy the rate down now with points, since you can hopefully refinance in a year or two with lower rates. Either you wife is a doctor as well, or you went into a lucrative specialty, considering that price point.