re: NY FED survey: Americans expect mortgage rates to rise to nearly 10% in the next three yrs

If they want to see an economic resurgence, allow 401k money to be withdrawn w/o being taxed and used for investments.

Example: if my son or daughter wanted to purchase a home, I could loan either of them the entire sum and charge interest a few points below market with no points. I would get a reasonable return, the home would be purchased and when rates drop they could refinance and return the principal to me.