re: HSA Tax Deduction Question

No to hijack but…my wife has a HDHP eligible plan but the employer provides $250 in the form of an FSA. My understanding is that you cannot have an HSA and FSA at the same time.

Can I direct her employer not to provide the FSA benefit so she can start an HSA? We also have a child on her account. We would like to fund this and allow it to grow and pay health care out of pocket.

The employer is not very helpful in all of this and doesn’t understand why we don’t want the FSA benefit.