re: Louisiana Legislature repeals law blocking homeowner’s insurance cancellations

Seems to me that when a carrier writes a new policy for a home it falls on them to make sure what they are insuring meets their standards of risk. If they write a policy for a POS house and did not inspect it then it is their own fault. This might not be popular but people are lazy and just did not do their jobs. I have a business liability policy. Every year part of the premium I pay is for an inspection of the premise but yet not one single time has anyone from the agency or company shown up to inspect the property. It is like anything else in life. As long as the premium money is flowing in with no claims life is good. When the shite hits the fan then we are here. There are no clean hands in this mess. Bottom line what they are doing up in Baton Rouge is going to make it worse IMO.