re: Money Market Interest going down?

I work for a big bank, we had our annual meeting for the mortgage department last month. They are predicting rate cuts starting in march and continuing after that. Rates on mortgages have took a .5% dip in the last month. The bank has also cut the rates on all deposit accounts and CD's/money market accounts. rate cuts are coming, my bank has always been ahead of the FED most banks are.