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re: Building in Flood Zone A

Posted on 4/9/24 at 5:37 pm to
Posted by TigerATO
Member since Dec 2013
215 posts
Posted on 4/9/24 at 5:37 pm to
Going through that right now. 1" of water on my property in 2016 after 33" of rain in 24hrs. Water gone in 2 hrs.

You'll have to have a survey to mark your elevation for the finished floor of the home. It will be 1ft above base flood elevation. The surveyor will usually handle the Loma paperwork after you build and then you won't have to pay crazy high flood insurance. FEMA determines the flood zone map. I'm not sure if you can get the A changed to the zone x
Posted by MaxDraft
Baton Rouge
Member since Aug 2019
559 posts
Posted on 4/9/24 at 5:40 pm to
Thanks, this is helpful. I didn't mean to change the official flood zone map from A to X, just meant to get the "zone X" flood insurance rate and not be required to pay crazy high rates for something that is likely never going to happen.

I appreciate it.
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