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re: Spinoff from the budget app thread. How do you handle accounts and payments with SO?
Posted on 4/13/24 at 7:55 am to Billy Blanks
Posted on 4/13/24 at 7:55 am to Billy Blanks
Everything goes into and out of the same account. We have a single budget and part of the out is a transfer to our separate "personal" accounts. This is for anything from dining out, clothes, fun. Anything family/us/kids related all flow through the joint checking and cc accts.
Neither of us have access to each other's accounts and can spend on whatever we want. If she wants to go in a shopping spree, she should bc she can make her own choices. If I want to spend too much on a good club that I'm just going to shank anyway, all good.
Neither of us have access to each other's accounts and can spend on whatever we want. If she wants to go in a shopping spree, she should bc she can make her own choices. If I want to spend too much on a good club that I'm just going to shank anyway, all good.
3
Posted on 4/13/24 at 8:11 am to ApexHunterNetcode
That is the direction I am thinking. I think us each having our own spend account would help reduce conflicts.
Posted on 4/13/24 at 8:44 am to ApexHunterNetcode
Gotcha, so neither of you have no idea how much are in those accounts?
Posted on 4/17/24 at 10:48 pm to ApexHunterNetcode
quote:
Everything goes into and out of the same account. We have a single budget and part of the out is a transfer to our separate "personal" accounts. This is for anything from dining out, clothes, fun. Anything family/us/kids related all flow through the joint checking and cc accts.
Neither of us have access to each other's accounts and can spend on whatever we want. If she wants to go in a shopping spree, she should bc she can make her own choices. If I want to spend too much on a good club that I'm just going to shank anyway, all good.
This is exactly what we do. The money that ends up in our personal spend accounts has kept several arguments from happening and has put personal constraints on our discretionary spending. It's a solid model, both in it for the important things and some freedom so neither feels the need to pass purchases through each other.
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