re: NYT: study: cancelling people’s medical debt has no impact on their financial situation

This isn’t really surprising. There’s always a ton of selection bias in these programs because they target poor people because it feels like the right thing to do. What I want to see is, what happens when you look at these as long term taxes rebates or deductions and to see if that might encourage people to fricking work and quit living off the welfare state that will just write off their hundreds of thousands in unsecured debt when they die.