re: I'm starting to see how ATL rationalized taking Penix

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People forget that's how Cousins got his start. The Redskins drafted him with the 100th pick (with criticism) after they selected RG3 with the second pick in the same draft. RG3 had a great start and became the face of the franchise but then injuries derailed him. In stepped Cousins and the rest is history. Plenty of other examples like Aaron Rodgers being drafted to replace an aging veteran.

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Yet another bad apples to oranges comparison to try to rationalize and objectively bad roster management move

Cousins was drafted the same year, which means they both were under the extremely cheap rookie year contracts, so that is an entirely different scenario than the amount of resources and financial capital the falcons have tied to Cousins and pennix

Rogers replaced a guy they had in place for decades who openly contemplated retirement on multiple occasions. He also never paid off as “insurance” - they ended up forcing Farve out to move on and still probably burnt 2 years. The rookie wage scale was also not a thing back then, so there was no rookie QB advantage, and often the rookie QBs were in the top 10 of QB salaries. Not even the same universe of the same scenario

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Insurance policies are always a tough pill to swallow but when they pay off nobody is complaining.

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This isn’t really an insurance policy. This is like buying a house cash, then taking a mortgage on that house to buy a second house in case your first house burns down.