re: Expiration of “Trump” tax cuts

I retired early 5 years ago and am still under SS eligibility age. We have no income except for passive (interest and investment) income. For the past 3 tax years I've been aggressively rolling over Traditional IRA to Roth staying under the tax bracket I wanted to stay under. This makes the 4th and final year for the rollovers. Now all my retirement account investments are about 85% Roth with the rest split between HSA and traditional IRA. I knew I wanted to take advantage of lower taxes before 2025. My gut was telling me that taxes even though high are at a discount compared to what I suspect will happen in 2025 and later.

I also never wanted to get to 100% Roth. I wanted to maintain Traditional IRA amounts to take advantage of the annual standard deductions. Plus it makes it much easier to pay annual income taxes via a single Fidelity Traditional IRA withdrawal in December each year than it is to estimate and pay quarterly income taxes. Fidelity withholds and pays our Federal and State income taxes as I specify at the end of each year with a single withdrawal.