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re: Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted on 5/9/24 at 1:30 pm to skewbs
Posted on 5/9/24 at 1:30 pm to skewbs
I agree with your logic. The limits on IRA contributions seriously hamstring your ability to build a sizeable nest egg.
I am over the Roth threshold as well, but I make a max contribution every January to a Traditional then do a backdoor Roth conversion.
I also have a brokerage account for my "savings." It is about 2.5 times bigger than my IRA, but I look at the combination of the 2 as my retirement savings.
I am over the Roth threshold as well, but I make a max contribution every January to a Traditional then do a backdoor Roth conversion.
I also have a brokerage account for my "savings." It is about 2.5 times bigger than my IRA, but I look at the combination of the 2 as my retirement savings.
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