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Message
re: HSA - Minimum balance requirement question
Posted on 5/14/24 at 8:21 am to slackster
Posted on 5/14/24 at 8:21 am to slackster
How come most people opt for those plans then?
Lack of knowledge? Little more of a hassle having to track everything?
I was content doing the high deductible plan until I had an ambulance and hospital visit. Dealing with the bills was miserable and took months to sort out.
Lack of knowledge? Little more of a hassle having to track everything?
I was content doing the high deductible plan until I had an ambulance and hospital visit. Dealing with the bills was miserable and took months to sort out.
This post was edited on 5/14/24 at 8:23 am
1
Posted on 5/14/24 at 9:40 pm to Lazy But Talented
quote:
How come most people opt for those plans then? Lack of knowledge? Little more of a hassle having to track everything?
Not people just don’t pay attention, first of all. Second, for whatever reason, people will pay $400/month to lower their POTENTIAL out of pocket each year by $5000. It’s just bad math for the average person, but they don’t care. I guess considering people can’t even save $5k, then it’s easier to just have it come out of their pay check and keep the worst case scenario a little better.
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