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Posted on 8/21/08 at 3:39 am to PearlsLSU
What would be considered a decent rate now? Credit's not great, but I qualify pretty easily.
Posted on 8/21/08 at 9:00 am to ASUTiger
How long? 30 yr 6.5% and 15 yr 6.0%
www.mortgagecommentary.com, looks like they may be coming down here shortly
www.mortgagecommentary.com, looks like they may be coming down here shortly
Posted on 8/21/08 at 9:15 am to novabill
Nova,
If you had to guess, how low do you think the rates will be for a 30 yr fix around March 09? I am hoping to get a 30 yr fix for around 6.25.
If you had to guess, how low do you think the rates will be for a 30 yr fix around March 09? I am hoping to get a 30 yr fix for around 6.25.
Posted on 8/21/08 at 12:36 pm to Uncle JackD
i tried to apply and they said i made to much. what kind of shite is that? i only make $20/hr. Was i lied too or is that true?
Posted on 8/21/08 at 1:26 pm to Pahnew
You got lied to--unless you were going for the $7500 tax credit just signed into law via HR 3221 (this does go into effect until Oct. 1) your application was denied under false pretenses.
Posted on 8/21/08 at 4:04 pm to lpsster
quote:Can u get this $7500 grant along with a FHA??
nless you were going for the $7500 tax credit just signed into law via HR 3221
This post was edited on 8/21/08 at 4:05 pm
Posted on 8/21/08 at 4:19 pm to Uncle JackD
HR 3221 is the new bill put into law last month. This law states that the $7500 tax credit will be available starting Oct 1. You will only qualify for this tax credit if you are a first time homebuyer or if you have not owned a home in the last 3 years. If you are single you must make less than 75k/year or 150k if you file joint tax returns. If you want more info on this I can send you a link to a breakdown of this new bill. You can email me at lance@IntegraLendingGroup.com
Posted on 8/21/08 at 9:09 pm to shawnld
(no message)
This post was edited on 8/21/08 at 9:13 pm
Posted on 8/21/08 at 9:10 pm to Pahnew
I will take a look at it for you. You do not make to much for an FHA loan, in fact there are no income limits for FHA. There is for Bond Money, and Rural Development loans ( I think you would be ok on RD) but no such limit for FHA.
For more information, go to www.myfhaloan.org
For more information, go to www.myfhaloan.org
Posted on 8/21/08 at 9:14 pm to shawnld
You could very well be ok. While there is no way to know where any of the markets will be by then, the last few years have seen the rates bounce around between 5.5 or so and into the upper 6's
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