re: If I quit or get let go from Federal job

That's about what I pay for a family of 4 and I feel like an idiot every month when they pull the payment. And no one in my family has recurring medical problems or prescriptions.

I had one minor surgery about 15 years ago. Other than that, I doubt that we incur more than $2500 a year in medical services.

I justify it to myself as one way to prevent going bankrupt if any of us need a prolonged hospital stay. I'm past 50 so I worry even though I am healthy as a damn horse. I'd love to know a better option.