Started By
Message

Capital One 360 Performance Savings - UPDATE: 4.35% APY as of 12/11/23

Posted on 10/19/22 at 9:03 am
Posted by VermilionTiger
Member since Dec 2012
37613 posts
Posted on 10/19/22 at 9:03 am
Just found out that they have a 2.30% APY Savings Account. I have most of my money tied up in the market, but I do like to keep some in my Savings.
This post was edited on 12/11/23 at 6:53 pm
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
89621 posts
Posted on 10/19/22 at 9:25 am to
I just closed the money market I had with them (that just had a nice bump UP to 0.8% ) and rolled it into the 360PS. Now, to be fair, CapOne likes to bait and switch - when I opened that money market (not that long ago), it was paying 2 points at first.
Posted by MrJimBeam
Member since Apr 2009
12378 posts
Posted on 10/19/22 at 10:05 am to
nm
This post was edited on 10/19/22 at 10:37 am
Posted by LSUtigerME
Walker, LA
Member since Oct 2012
3809 posts
Posted on 10/19/22 at 10:06 am to
WTF man

My checking account was forced over to the 360 Checking Account.

My savings account is still not the 360 Savings and is only getting a whopping 0.3%.
Posted by Phate
Baton Rouge
Member since Mar 2006
11725 posts
Posted on 10/19/22 at 10:15 am to
I have my emergency savings in Wealthfront which is 2.55%
Posted by Pezzo
Member since Aug 2020
1975 posts
Posted on 10/19/22 at 10:28 am to
just looked up what the highest APY is and currently fitness bank ahs a 3.5 APY

have not looked into the details though

https://www.investopedia.com/best-high-yield-savings-accounts-4770633
This post was edited on 10/19/22 at 10:32 am
Posted by armsdealer
Member since Feb 2016
11533 posts
Posted on 10/19/22 at 4:06 pm to
I moved $15k to a cap one savings and I am putting $750 every two weeks to allocate money for a down payment on our next house. I figure it is better to do that than touch Ibonds. We should have $150-$200k equity in our house now but I want to buy before we sell. I never want to sell I house I am living in every again, empty it out, clean it up and hand it over to the realtor is my plan.
Posted by Turf Taint
New Orleans
Member since Jun 2021
6010 posts
Posted on 10/19/22 at 8:15 pm to
(1+.023)^n = keep working!
Posted by Bermuda99
Member since Jun 2021
107 posts
Posted on 10/29/22 at 7:25 am to
Capital one just went from 2.35 to 3%.
Posted by LSURoss
SWLAish
Member since Dec 2007
15429 posts
Posted on 10/30/22 at 5:46 am to
With these frequent rate changes, are y'all just moving money from account to account chasing the higher rates? Just wondering.
Posted by CoolHand
Member since Dec 2011
2084 posts
Posted on 11/5/22 at 3:09 pm to
Thanks to this thread I just transferred from .3% 360 to 3%. Took 2 minutes. Also got in on the promotion. Thanks OP.
Posted by Neauxla_Tiger
Member since Feb 2015
1883 posts
Posted on 11/7/22 at 12:57 pm to
Barclays updated to 3% on their savings this morning. Been considering grabbing some 1 year CDs in the 4% range, but think I'm just gonna sit tight... good shot some of these savings keep creeping up in the near term.
Posted by turkish
Member since Aug 2016
1786 posts
Posted on 11/7/22 at 7:21 pm to
Personal Capital just announced 3.45%.
Posted by VermilionTiger
Member since Dec 2012
37613 posts
Posted on 11/17/22 at 6:12 pm to
Just pulled my money market cash out and placed it into my 360 savings

It wasnt performing as well
Posted by Grievous Angel
Tuscaloosa, AL
Member since Dec 2008
9709 posts
Posted on 11/19/22 at 9:03 am to
I believe Amex savings is up to 3% as well.
Posted by Kreg Jennings
Parts Unknown
Member since Aug 2007
3307 posts
Posted on 12/3/22 at 4:58 pm to
Why not highlight some more regional / local money market savings rates instead of a huge, too big to fail institution?

There are some that are pretty close to that rate.

I’d rather keep my money there for a fair market rate vs getting maybe $50 more a year.
Posted by KillTheGophers
Member since Jan 2016
6226 posts
Posted on 12/17/22 at 8:11 am to
Just go with fidelity fdrxx

After fees, it is still a better rate - and you don’t get slapped with the ole Capital One bait and switch
Posted by SpeedyNacho
Member since May 2014
2418 posts
Posted on 1/14/23 at 10:28 pm to
Robinhood gold is offering 4% APY
Posted by VermilionTiger
Member since Dec 2012
37613 posts
Posted on 2/3/23 at 6:57 am to
3.40% today, up from 3.30%
Posted by PlaySomeHonk
Montegut La and Liberty MS
Member since Jan 2023
333 posts
Posted on 2/5/23 at 9:39 am to
Fidelity Premium Money Market is paying around 4.2%. I have my Chase checking linked to my Fidelity account so I use this as a savings/short term parking spot.
first pageprev pagePage 1 of 2Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram