re: I'm not sure how the NIL deals are structured but

Most if not all these kids that are opting out are getting ready to be drafted to make more than their NIL deals. The only way to restructure is if you prorate or have a clause that stipulates payments to be deferred until all games are played. Problems is you will have kids still opt out if it's prorated and the for the other, kids will choose a school that won't have that certain clause. The deferred payment clause would have to be universal, but then you'll probably run into litigation from students claiming they are jeopardizing future earnings are something like that