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Building in Flood Zone A

Posted on 4/9/24 at 5:28 pm
Posted by MaxDraft
Baton Rouge
Member since Aug 2019
558 posts
Posted on 4/9/24 at 5:28 pm
Question for the board -

I'm looking at purchasing a lot that is half in zone X and half in A. Unfortunately, it's split on the sides and not the middle, so I can't just build in the zone X portion.

The zone A part is roughly 2' or so low compared to the base flood elevation for that area. My question is, if/when I build a house higher than the base flood elevation on that lot, does it keep me from paying insane flood insurance? Is there any way to get a "zone X" rate?
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