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re: What to do with 2 Old 401K accounts from previous employers
Posted on 4/17/24 at 4:18 pm to CHEDBALLZ
Posted on 4/17/24 at 4:18 pm to CHEDBALLZ
You could roll them over into an Ira which would give you more control over them - that’s what I did. Or you could let them sit. 401k’s in general have too much in bonds for my taste, since I’m always from retirement when I rolled mine over I put it almost all into the stock market and and happy with the results.
2
Posted on 4/17/24 at 5:13 pm to OhioLSUfan
The trouble with rolling them into a Trad IRA is that in the future you won't be able to do those often mentioned "Backdoor Roth" deals when you start getting into upper income. This is what I have fricked around and found out.
Posted on 4/17/24 at 6:58 pm to OhioLSUfan
quote:
401k’s in general have too much in bonds for my taste,
The 401k’s I’ve been in over the years have many options for investments. You would only need up in something with too many bonds if that’s what you chose for your investment.
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