re: How fast do you blow up your CC each month past $1K

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I don’t have a credit card

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Get one. First off, I get $1,000-$1,500/year cash back that gets deposited into my savings account every month. Secondly, with identity theft and hackers, I don't want my debit card number floating around. I use the credit card exclusively as a buffer between between crooks and my actual checking account. The only time I ever use my debit card is getting cash from the ATM at my bank.