re: Homeowner with bankrupt insurance company still waiting for hurricane repair money

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This situation sucks but is probably the main reason I don't use these cheap/no-name insurance companies for anything. My premiums might be higher but in the event shite hits the fan I don't have to worry about my insurer folding up the circus and skipping town. Now, getting them to pay might be a battle itself but atleast they won't fold completely.

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There's a lot of places closer to the coast where no "big" companies were writing... it was all fly by night small companies.