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re: Isnurance company denied my roof hail damage claim. Options?

Posted on 5/4/24 at 11:39 am to
Posted by Tiger Prawn
Member since Dec 2016
21967 posts
Posted on 5/4/24 at 11:39 am to
quote:

The SF adjuster told me they wouldn't give me replacement money for the fence because it was older than 3 years old. I said so I need to replace my fence every 3 years to be fully covered? Insurance sucks.
”Other Structures” (like a fence) are usually covered for actual cash value (aka depreciated value) because they have short life expectancy compared to the actual house. Thats not unique to State Farm
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