re: Isnurance company denied my roof hail damage claim. Options?

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try a different roofing company. I have a female friend who is good friends with a rep from a roofing company. she got covered for hail damage but there hasn't been a hail storm here for many years. She didn't even own the home the last time there was a hail storm here. they covered 18K minus 1k deductible. standard 3 bedroom 2 bath 60's ranch style home.

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Sounds like she committed insurance fraud.

For her insurance company to have covered it, she would have had to lie to them about the date that the damage happened since her policy wouldn’t have covered pre-existing damage.