Marek/Function Health - FSA/HSA eligibility

I've never used my HSA for anything. I added money to it, and it just sits there, mostly invested, so it is getting a return/dividend. I imagine only using it in "oh shite" type scenarios. All the routine, planned, or otherwise expected health/medical expenses I just pay for out of pocket. But it's good to know that it's not difficult to use HSA funds for these things as I've thought about it. I have about 12K just sitting there, unused for years.

I paid $765 out of pocket for the complete panel through Marek, and while I'm glad to have all those tests done so I have a baseline level on those obscure ones, I realized pretty quickly that as a non-bodybuilder, most of that stuff wasn't necessary for me. Once I learned more I decided that Marek wasn't a service I needed to use any more. I have plans to do TRT at some point, once I lose more body fat, so to prepare for that I subscribed to Fitomics back in February, I think. I really want to stay on top of my bloodwork, and while I don't know for sure which route I'll do TRT (local physician, local clinic, telemedicine, self driven/UGL), I know I will want to do more bloodwork than required by any outside clinician.

Uncle Jackd, do you know for sure how long a lab requisition is good for? I'm always reading that it's 180 days for routine bloodwork. I'm toying with the idea of paying for the monthly Fitomics subscription to access the insider pricing(I currently do the $75/3months subscription), ordering all the blood work I want for the next 180 days, canceling the subscription to save money, and as long as I get the blood drawn within that 180 day window I should be good, right? Then whenever I want to get bloodwork again, I'll reactivate the insider subscription, and do it all over again. I've never done bloodwork that way, I always get the blood draw pretty quickly once I have a lab requisition. I'd hate to pay, wait weeks/months and then go to get my blood drawn and be told to take a hike because the lab requisition is too old.

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So it looks like the subscription doesnt actually come with any specific labs. it allows you to pick whatever labs you want and they all have their own price in addition to the subscription, correct?

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The subscription only gives you the opportunity to buy labs with them. It is a la carte but the prices are crazy cheap compared to sites like marek.




Here is an example of my most recent order

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what's the appeal of the subscription?

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Order those same labs I posted above with marek. I’d be willing to get its $300 or close to it.

I didn't know you were able to purchase labs without being a member. I guess those are full price and prob comparable to other sites. But yeah, the “insiders” price is very cheap.