- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Where to begin with building a new home...
Posted on 11/12/19 at 11:34 pm
Posted on 11/12/19 at 11:34 pm
Have a piece of land.
Elevation above flood stage is likely right at it. Would likely need some dirt brought in... I will likely prepare the pad myself for the most part with tractor/packer.
Just not really sure where to begin when actually needing a mortgage to build. That likely seems silly.
Last time I did almost everything myself and paid cash. This time I'm going bigger and would like to do as little as possible.
Any suggestions are appreciated.
Elevation above flood stage is likely right at it. Would likely need some dirt brought in... I will likely prepare the pad myself for the most part with tractor/packer.
Just not really sure where to begin when actually needing a mortgage to build. That likely seems silly.
Last time I did almost everything myself and paid cash. This time I'm going bigger and would like to do as little as possible.
Any suggestions are appreciated.
This post was edited on 11/13/19 at 10:10 am
12
Posted on 11/13/19 at 2:12 am to X123F45
Get Plans
Get Bids
Get Construction Loan
??????
Profit
Get Bids
Get Construction Loan
??????
Profit
This post was edited on 11/13/19 at 2:43 pm
Posted on 11/13/19 at 5:37 am to X123F45
You will need a site flood plane elevation survey done.
Of course house plans.
Building permit.
Bank loan.(construction loan too!)
Contractor line up.
Build.
Of course house plans.
Building permit.
Bank loan.(construction loan too!)
Contractor line up.
Build.
Posted on 11/13/19 at 5:43 am to X123F45
Whatever your budget is, plus 15-20% by the end of it all
Posted on 11/13/19 at 6:21 am to SaDaTayMoses
1. Go sit down with the permit office, outline your ideas, and get their step by step requirements and associated costs. Things to discuss but not limited to, soil compaction testing, elevation requirements and certificates, inspections, setback requirements, plan stamping requirements "architect and/or engineer" and plan review.
2. As you drive around town look at newly constructed houses to help you decide how you want the front of your house to look. Visit open houses to get ideas on interior. Ask questions about room sizes, layout, counter top material, and cabinets. Pay particular attention to kitchens and master bath rooms.
3. Buy several books showing 100's of home plans for sale to get ideas.
4. Go to home and garden shows and get brochures on things you like. Organize it all in a folder for future use.
5. Sit down with a lending institution to discuss how much you can borrow, length of terms, early payout and interest amount. Ask about taxes and insurance, they may require an escrow account for these two items.
6. Check on subdivision requirements/restrictions.
7. If all is a go, find someone to do your house plans.
8. Get references for licensed contractors.
2. As you drive around town look at newly constructed houses to help you decide how you want the front of your house to look. Visit open houses to get ideas on interior. Ask questions about room sizes, layout, counter top material, and cabinets. Pay particular attention to kitchens and master bath rooms.
3. Buy several books showing 100's of home plans for sale to get ideas.
4. Go to home and garden shows and get brochures on things you like. Organize it all in a folder for future use.
5. Sit down with a lending institution to discuss how much you can borrow, length of terms, early payout and interest amount. Ask about taxes and insurance, they may require an escrow account for these two items.
6. Check on subdivision requirements/restrictions.
7. If all is a go, find someone to do your house plans.
8. Get references for licensed contractors.
Posted on 11/13/19 at 6:48 am to rodnreel
I suppose I should have clarified, no homes within a mile besides my own. Rural construction.
Posted on 11/13/19 at 7:18 am to X123F45
quote:
I suppose I should have clarified, no homes within a mile besides my own. Rural construction.
Good, less chance the building inspector drops bye.
This post was edited on 11/13/19 at 7:21 am
Posted on 11/13/19 at 7:28 am to X123F45
Contact Mrs Campo at Plaquemine Bank.
I owned land and she did the work to make a construction loan with my land as collateral. Very easy to work with.
Early on you’ll need corners pulled, mapped, and elevation after you set the pad.
After you prep the pad, you’ll need compaction tests ran before forming a slab.
That should get you started.
ETA: if you don’t have plans and want to save money, find premade ones online from a reputable architect. I worried about buying random ones from a generic site. I’ve had 3 friends build with a set of custom plans from local guys and probably were delayed at least 2 months due to the architect not working as fast as they originally promised. Take that into consideration.
I owned land and she did the work to make a construction loan with my land as collateral. Very easy to work with.
Early on you’ll need corners pulled, mapped, and elevation after you set the pad.
After you prep the pad, you’ll need compaction tests ran before forming a slab.
That should get you started.
ETA: if you don’t have plans and want to save money, find premade ones online from a reputable architect. I worried about buying random ones from a generic site. I’ve had 3 friends build with a set of custom plans from local guys and probably were delayed at least 2 months due to the architect not working as fast as they originally promised. Take that into consideration.
This post was edited on 11/13/19 at 7:32 am
Posted on 11/13/19 at 9:03 am to X123F45
Just park the double wide where you want on your property.
Posted on 11/13/19 at 9:27 am to X123F45
quote:
I suppose I should have clarified, no homes within a mile besides my own. Rural construction.
Not sure how much you're financing, but at times, rural single family homes can run into appraisal issues. So look at recent sales in the general area to determine if you're overbuilding, and how the market stands. Have had several friends scale back their plans dramatically bc the planned house simply wouldn't appraise for the cost to builld--granted, these homes were in seriously rural SW LA in the sticks.
Posted on 11/13/19 at 9:29 pm to X123F45
This is what I do. Custom homes on rural property. If you are in SE LA check us out. thebuilderthatcares.com
Our website and facebook have tons of good information for rural himebuilding.
Our website and facebook have tons of good information for rural himebuilding.
Posted on 11/15/19 at 10:43 am to X123F45
Here's how the process went for us:
1. Purchased a piece of property.
2. Hired a draftsman and had plans drawn up.
3. Once we received final "review" plans, started getting estimates on the different trades involved and created a list of potential subs to contact for actual "bids" once final plans were received.
4. Received final plans and secured a construction loan from Bank of Zachary. We are contracting the house ourselves, so they required a builder's risk policy at closing. They pretty much handled everything else for me.
5. Submitted plans to the parish for permitting.
6. Dirtwork is happening now.
1. Purchased a piece of property.
2. Hired a draftsman and had plans drawn up.
3. Once we received final "review" plans, started getting estimates on the different trades involved and created a list of potential subs to contact for actual "bids" once final plans were received.
4. Received final plans and secured a construction loan from Bank of Zachary. We are contracting the house ourselves, so they required a builder's risk policy at closing. They pretty much handled everything else for me.
5. Submitted plans to the parish for permitting.
6. Dirtwork is happening now.
Posted on 11/15/19 at 4:32 pm to OneAyedJack
1) Get a perc test.
2) Have your temp electric service setup.
3) Go for it.
It's a county with no permits, none required, and no inspectors. Which makes getting the right GC (and extremely trusted references) a must. eta: There is an Alabama statewide license/requirement for General Contractors.
2) Have your temp electric service setup.
3) Go for it.
It's a county with no permits, none required, and no inspectors. Which makes getting the right GC (and extremely trusted references) a must. eta: There is an Alabama statewide license/requirement for General Contractors.
This post was edited on 11/15/19 at 4:44 pm
Posted on 11/15/19 at 6:01 pm to X123F45
Get your plans and talk to builders.
Posted on 11/15/19 at 7:38 pm to OneAyedJack
how long between dirt pad being finished to forming for slab begins?
Posted on 11/15/19 at 7:42 pm to X123F45
If your asking where to begin, start by finding a builder.
Posted on 11/15/19 at 10:11 pm to X123F45
Don't mount the outdoor lights right next to the door like everyone else does. That way, when you open a door at night you won't have bugs come in the house. Don't put the central A/C unit next to your patio unless you like sitting outside listening to the unit running. However big you think your shed should be, double it.
Posted on 11/15/19 at 10:17 pm to Libertariantiger
quote:
This is what I do. Custom homes on rural property. If you are in SE LA check us out. thebuilderthatcares.com Our website and facebook have tons of good information for rural himebuilding.
Your office is right up the road from me. Ya'll build some very nice looking homes, probably be using ya'll in about 5 years.
Posted on 11/19/19 at 12:30 am to Libertariantiger
You actually built a friend of mine's home in amite and it is featured on your website.
Posted on 11/19/19 at 8:24 pm to X123F45
Awesome man, ask about their experience, we try our best to give people great service.
Page 1 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News