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12 Cheapest States to Live in for 2025

Posted on 3/6/25 at 7:32 am
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39457 posts
Posted on 3/6/25 at 7:32 am


I've always thought Louisiana was fairly expensive to live in, considering the average annual income most people make.

George Kamel is part of Ramsey Solutions (Dave Ramsey's company).

Tennessee is fairly surprising to me, as well as Georgia.

Out of this list, I would choose to live in the following states:

1. Tennessee
2. Missouri
3. Georgia
4. Arkansas (NW)
5. Alabama
Posted by ell_13
Member since Apr 2013
86603 posts
Posted on 3/6/25 at 7:36 am to
Some parts of bama are really nice and you get some great golf. But yeah, I’d probably choose Tennessee first. Low taxes.
Posted by MorbidTheClown
Baton Rouge
Member since Jan 2015
70913 posts
Posted on 3/6/25 at 7:37 am to
Yeah, would have expected Louisiana to be on that list. The criteria listed isn't everything.

How are those states with income tax?
Posted by FearTheFish
Member since Dec 2007
4063 posts
Posted on 3/6/25 at 7:37 am to
Louisiana's insurance rates alone make the cost of living skyrocket.
Posted by The Third Leg
Idiot Out Wandering Around
Member since May 2014
10652 posts
Posted on 3/6/25 at 7:38 am to
Not many liveable places in those states
Posted by UnitedFruitCompany
Bay Area
Member since Nov 2018
3697 posts
Posted on 3/6/25 at 7:39 am to
Arkansas might be "cheap" to live but the combined state and sales taxes really take a chunk out of your arse according to this article:

Highest State and Local Sales Taxes

quote:

The five states with the highest average combined state and local sales tax rates are Louisiana (10.12 percent), Tennessee (9.56 percent), Arkansas (9.46 percent), Washington (9.43 percent), and Alabama (9.43 percent). The five states with the lowest average combined rates are Alaska (1.82 percent), Hawaii (4.50 percent), Wyoming (5.44 percent), Maine (5.50 percent), and Wisconsin (5.70 percent).

Sales tax rate differentials can induce consumers to shop across borders or buy products online. Sales tax bases also impact how much revenue is collected from a tax and how the tax affects the economy.


Posted by LoveThatMoney
Who knows where?
Member since Jan 2008
12280 posts
Posted on 3/6/25 at 7:40 am to
Yeah the problem with Tennessee, at least in and around Nashville, is a house that you want to actually live in with schools that are actually good will cost you $1.5MM-$2MM. And while there is no income tax in TN and relatively low property taxes, the mortgage on a house that expensive right now would suck balls to pay.
Posted by OKBoomerSooner
Member since Dec 2019
4063 posts
Posted on 3/6/25 at 7:40 am to
OKC stays winning
Posted by El Segundo Guy
SE OK
Member since Aug 2014
10786 posts
Posted on 3/6/25 at 7:41 am to
I've lived in a dozen states and living in rural Oklahoma is cheap as frick. Every time I throw around the idea of moving, I take a look at all of the land and stuff I have and I decide it's definitely not worth it.

Like the Hayes Carll song goes, "Indian Summer, Oklahoma sunset. If there's a nicer place, i haven't been there yet."
Posted by Epic Cajun
Lafayette, LA
Member since Feb 2013
35132 posts
Posted on 3/6/25 at 7:42 am to
quote:

I've always thought Louisiana was fairly expensive to live in, considering the average annual income most people make.

I feel like it is for people who send their kids to private school. Our real estate may be relatively cheap, but if you add an extra $800/$1600 a month to your mortgage, then it’s no longer that “cheap”.
Posted by RoyalAir
Detroit
Member since Dec 2012
6783 posts
Posted on 3/6/25 at 7:42 am to
There are parts of WV that are incredible, and I would gladly live there.

There are other parts that are so incredibly depressing, you may not last 2 years. It's hit or miss as any place I've ever been.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53124 posts
Posted on 3/6/25 at 7:42 am to
quote:

Not many liveable places in those states


Plenty of bland, generic, safe suburbs in those states
Posted by lsuhunt555
Teakwood Village Breh
Member since Nov 2008
38791 posts
Posted on 3/6/25 at 7:43 am to
I knew Louisiana wouldn't make the list. Too many injury attorneys getting rich on the backs of everyday people.
Posted by turnpiketiger
Lone Star State
Member since May 2020
10956 posts
Posted on 3/6/25 at 7:47 am to
These lists are totally misleading based on data.

It definitely is not factoring in COL in metro areas where majority of the jobs exist. If it did, then Nashville alone would bump Tennessee way down. Not for sure but i think it’s a similar case for NW Arkansas.

However, I am pretty confident in saying that OKC is a relatively affordable place to live for being a medium sized metro area. Underrated city if you ask me.
Posted by turnpiketiger
Lone Star State
Member since May 2020
10956 posts
Posted on 3/6/25 at 7:48 am to
quote:

I knew Louisiana wouldn't make the list. Too many injury attorneys getting rich on the backs of everyday people.


The lawyers aren’t the only ones to blame. The actual people exploiting these cases for free hand outs is the bigger issue. Lawyers are simply opportunists. A large % of the populace in LA loves them a handout.
Posted by MorbidTheClown
Baton Rouge
Member since Jan 2015
70913 posts
Posted on 3/6/25 at 7:53 am to
quote:

OKC


quote:

Underrated city if you ask me.


spent a few days there back around 2018. Seemed like a nice clean city. But, I didn't get to see a whole lot of it.
Posted by sta4ever
Member since Aug 2014
16914 posts
Posted on 3/6/25 at 7:57 am to
North LA seems to be a lot cheaper than South LA tbh.
Posted by TRUERockyTop
Appalachia
Member since Sep 2011
16514 posts
Posted on 3/6/25 at 7:59 am to
There's a lot more to Tennessee than Nashville.

Memphis, Knoxville, Chattanooga, The Tri Cities, Clarksville all have metro populations of anywhere from 300k+ - 1M+ and are significantly more affordable than metro Nashville.
This post was edited on 3/6/25 at 8:00 am
Posted by turnpiketiger
Lone Star State
Member since May 2020
10956 posts
Posted on 3/6/25 at 7:59 am to
quote:

spent a few days there back around 2018. Seemed like a nice clean city. But, I didn't get to see a whole lot of it.


It’s one of those places that’s great for residents but doesn’t really cater to guests as much as other cities. So you don’t really see a lot if you’re just popping in real quick vs living there.
Posted by TeddyPadillac
Member since Dec 2010
28525 posts
Posted on 3/6/25 at 8:04 am to
quote:

the lawyers aren’t the only ones to blame. The actual people exploiting these cases for free hand outs is the bigger issue.


Shut the frick up.
It’s 99% lawyers faults exploiting the system and being elected into judicial positions to make it even easier to continue to exploit it.

It’s basically a tax. If you get in an accident, you 100% should go through the phony chiropractor bullshite and lawsuit and get your $10-15K while the lawyer/doctor pocket the $35-40K. You’re paying for it anyway. It would be nice if we lived in a society where people were honest and ethical, but we don’t, so you might as well get yours b/c being the nice guy and not getting it won’t make the system better.
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