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re: Getting Blood work Bill directly from Lab

Posted on 1/29/25 at 6:14 pm to
Posted by Smokedawg
Finding Lennay Kekua
Member since Dec 2008
5535 posts
Posted on 1/29/25 at 6:14 pm to
quote:

took blood, sent it off to their lab. I paid the PCP for the visit. Why am I getting billed directly from the lab for a routine blood panel? Do I just tell them to frick off? Do I actually owe them this money?
Throw it in the trash, you don’t owe. They try this crap all the time.
Posted by xBirdx
Member since Sep 2018
1076 posts
Posted on 1/29/25 at 6:33 pm to
If it’s under $500 it won’t show on credit report regardless of its validity.

Even if it’s $10,000and shows on your credit report- it still doesn’t effect the score.
Posted by tigerbaiter
Member since Dec 2006
493 posts
Posted on 1/29/25 at 6:46 pm to
Path’s ultimately liable for every result turned out by a lab for which he is the medical director. Like it or not that is what you’re being nicked for.
Posted by SwampGar
Texas
Member since Jan 2020
1331 posts
Posted on 1/29/25 at 6:46 pm to
quote:

I don’t think these huge companies are trying to scam you for $8.


Naïve. That is how they get ya.
Posted by Galactic Inquisitor
An Incredibly Distant Star
Member since Dec 2013
17342 posts
Posted on 1/29/25 at 6:47 pm to
Medical conglomerates finding new ways to frick us all.
Posted by Galactic Inquisitor
An Incredibly Distant Star
Member since Dec 2013
17342 posts
Posted on 1/29/25 at 6:48 pm to
quote:

Your PCP probably ordered a test that wasn’t covered by your insurance. I usually get an $8 bill when I get an apo B level drawn. I don’t think these huge companies are trying to scam you for $8.


No, they're trying to scam 600M of us out of $8 at a time. Do the math.
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
58832 posts
Posted on 1/29/25 at 6:56 pm to
Just call your insurance company or submit the bill. I feel like that's all I did last time they pulled this at labcorp and it just went away.

Tried to charge me for all the routine lab work for my annual visit. Lol no.
Posted by Ponchy Tiger
Ponchatoula
Member since Aug 2004
47467 posts
Posted on 1/29/25 at 6:59 pm to
Was this part of a annual physical? Insurance should cover this. Call your insurance. Why would think the OT is the place to answer this?

Could be balance billing. Insurance contracts one rate, Lab charges different, they are squeezing you for the difference. Do not pay this, unless you are a fool.
Posted by Miketheseventh
Member since Dec 2017
6501 posts
Posted on 1/29/25 at 7:12 pm to
quote:

Do I just tell them to frick off

????
Posted by KirbySmartass
Member since Jul 2020
2480 posts
Posted on 1/29/25 at 7:28 pm to
quote:

$8.14


quote:

negotiate if it’s high.


Posted by deeprig9
Unincorporated Ozora
Member since Sep 2012
70131 posts
Posted on 1/29/25 at 8:25 pm to
quote:

Throw it in the trash, you don’t owe. They try this crap all the time.



I agree. frickem.

Posted by deeprig9
Unincorporated Ozora
Member since Sep 2012
70131 posts
Posted on 1/29/25 at 8:28 pm to
quote:

Call your insurance company to confirm your coverage for labs.


I'd rather pay $8 than go through that shite show.

I'm going to do neither.
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
9713 posts
Posted on 1/29/25 at 8:28 pm to
quote:

Not paying anything with the big Labs like LabCorp and Quest and many other will result in them Fukin ur credit.


Only if over 500 dollars…wait that was an old rule.

Now:

As of January 7, 2025, medical debt of any amount is prohibited from appearing on consumer credit reports in the United States. This includes unpaid balances over $500, according to Google.
This post was edited on 1/29/25 at 8:30 pm
Posted by OweO
Plaquemine, La
Member since Sep 2009
117209 posts
Posted on 1/29/25 at 8:29 pm to
Is $8.14 worth the time and headache? For me it wouldn't be just because I don't call about anything insurance related unless I absolutely have to.
Posted by deeprig9
Unincorporated Ozora
Member since Sep 2012
70131 posts
Posted on 1/29/25 at 8:30 pm to
quote:

Do not pay this, unless you are a fool.


I agree. I paid my co-pay and I pay my insurance premium. Whatever difference needs to be made up won't be by me.
Posted by HBomb
Dallas
Member since May 2012
263 posts
Posted on 1/29/25 at 8:39 pm to
Just look at the bill from the lab, it will say how your insurance covered the charges from the labs ordered. This is a very normal situation. There a million different policies out there that pay differently.
Posted by OweO
Plaquemine, La
Member since Sep 2009
117209 posts
Posted on 1/29/25 at 8:43 pm to
Years ago I had to have my gallbladder removed. It was an emergency situation and I couldn't move, had to be taken by ambulance.. Three weeks later they sent me a bill for an even $1000. I wasn't paying $1000, but I called my insurance and they told me it was covered. I called Acadian and told them I received a bill for $1000 and that my insurance informed me it was covered. They checked and told me that it was, I didn't owe them anything.

About 6 months later they sent me another bill for $1000. I called them again because I didn't want it showing I owed them then they send it to a collection agency. The person I talked to that time game me some bullshite as to why I know owe it. I told them that my insurance informed me it was paid for and when I called them awhile back I was told everything was clear. I argued with that bitch for about 10 mins until she finally said "oh okay, I see where your insurance did cover it".
Posted by LSUfan4444
Member since Mar 2004
55619 posts
Posted on 1/29/25 at 8:58 pm to
Pretty trashy to not pay your bills but you do do.
Posted by Maillard
BTR
Member since Jul 2021
266 posts
Posted on 1/29/25 at 9:33 pm to
The problem is there's two pages of people not knowing what to do. This should be a standardized process not socialized. The cost should be the cost the insurance should pay their part and we should get a bill that we can understand. These people play off of each other to nickel and Don the consumer. There needs to be some standard in medical billing
Posted by LSUfan4444
Member since Mar 2004
55619 posts
Posted on 1/30/25 at 6:22 am to
quote:

The problem is there's two pages of people not knowing what to do.


Thats not the problem, thats the result. The problem is people don't understand their policy, what it covers, what theis costs should be and what they can do to control their costs.

Now, there are valid reasons for that but it's not a doctor's office responsibility to understand every patients policy, it's the patients. In this instance, when people refuse to explore their coverage and benefits and just say, "F IT, I just won't pay it" it's willful ignorance.

Depending on who the lab is a few things could end up happening here. If it's a small independent lab either owned by or affiliated with the PCP, they can and would likely refuse future services for unpaid balances until it's paid so now the member might need a new PCP. The same if the lab is owned by a hospital system (St Tammany, FMOL, North Oaks, Ochsner, etc).

What patients should be doing is trying to understand their coverage better so they can do their part to lower their costs but we live in a victim society where people would rather blame someone else, not take responsibility and then put the burden of their ignorance on other people.

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