Shoulder surgery cost...bananas.

You don't pay for the surgery, you pay for the doctor to leave.

Cheap.

Quick.

Good.

Pick 2.

You have to pay for the 10 Obamas that went through the ER and never paid their bill.

Baw

Congrats on now throwing 96mph.

quote:

---

So I had a labrum tear and bicep tenodesis (relocation of the bicep tendon) fixed last week at the Andrews Institute (Dr. James Andrews' facility) in Gulf Breeze Fl. Operation lasted 70 minutes. Guess how much the claim that went to my insurance company was.

If your guess was 12K for the use of the surgery center + 73K for the surgery you get a cookie. I have not seen the anesthesiologist cost yet but im sure that'll put me over 90K.

I mean what are we even doing here with health care costs...

---

Just wait until you find out how much the insurance actually paid.

Your insurance has a contract where that 90k in charges is more like 9k out of the insurance companies pocket. Sometimes they do this so your reach your out of pocket max sooner. While your bill will be what your out of pocket max deductible is.

At least this happened in February instead of December where you had one procedure in December and then another one again early in the year, you would have to pay the out of pocket max deductible twice.

quote:

---

I mean what are we even doing here with health care costs...

---

And the kicker is that's not even close to what the doctors and surgery center will receive. When you get your EOB, it always shows the "contract rate," meaning the rate the insurance company agrees to pay based on the procedures. While still high, they won't be even close to $90K.

I'm 100% convinced the only reason those high prices are initially sent to the consumer is to make the consumer say, "oh thank God I have insurance." It's a scheme by the providers and the insurers to keep the insurers in business.

quote:

---

American the beautiful

---

Still preferable to waiting months for the surgery in Canada or just being crippled for life in some third world country.

Yea, i know. Its not uncommon for it to shock people.

But its not really the cost of healthcare because the billed amount that goes to insurance is no where close to what the actual reimbursement will be.

There is also the no surprise act now so they cant unexpectedly drop a dode hammer on you because the random anesthesiologist they used was OON. Even when you do get oon services, you can usually get them to settle for like 50% of what the billed amount is with very little fuss. I’ve done it several times after each of the kids were born.

Just cut my arm of instead of paying $100k.