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Message
re: So many life insurance radio commercials; is it that big of a money maker?
Posted on 4/24/25 at 8:05 am to TackySweater
Posted on 4/24/25 at 8:05 am to TackySweater
Life insurance is just another form of legal gambling. I'm only talking about term life here.
When I buy a term life policy (let's say a 20 year policy) I'm putting down money on a bet and the only way I win that bet is if I die.
If I live then the insurance company keeps all my money and wins the bet. It's pretty bizarre when you think about it.
Many years ago I actually considered selling life insurance, but ultimately I couldn't stomach it. It just felt sleazy and dishonest. I'd rather just be a blackjack dealer....
When I buy a term life policy (let's say a 20 year policy) I'm putting down money on a bet and the only way I win that bet is if I die.
If I live then the insurance company keeps all my money and wins the bet. It's pretty bizarre when you think about it.
Many years ago I actually considered selling life insurance, but ultimately I couldn't stomach it. It just felt sleazy and dishonest. I'd rather just be a blackjack dealer....
1
Posted on 4/24/25 at 8:19 am to TackySweater
"Big Lou is on meds, too".
Try losing weight, fatass...
Try losing weight, fatass...
Posted on 4/24/25 at 8:53 am to Boondock Saint
quote:
When I buy a term life policy (let's say a 20 year policy) I'm putting down money on a bet and the only way I win that bet is if I die.
Most of this board can’t even realize how idiotic this statement is.
Posted on 4/24/25 at 8:55 am to dakarx
Give some examples, specifically related to life insurance.
Posted on 4/24/25 at 9:05 am to DCtiger1
quote:
quote:
When I buy a term life policy (let's say a 20 year policy) I'm putting down money on a bet and the only way I win that bet is if I die.
Most of this board can’t even realize how idiotic this statement is.
Well, we found the life insurance salesman here. Please tell me why the statement is idiotic? I'm paying money in every month for 20 years. If I live, the insurance company keeps that money (of course a lot of it goes to paying out other claims, I get that). The only way I actually get any benefit from spending that money is if I die and my wife, family, etc. get paid the money I put in, plus more. Just like winning 100:1 sports bet. It"s really not that different...
Posted on 4/24/25 at 9:11 am to Boondock Saint
quote:
The only way I actually get any benefit from spending that money is if I die
How do you get any benefit if you’re dead? Oh, your wife and family gets the benefit you say? That’s the entire point. Term is max coverage at a low price. The intend is to cover your working years and potential lost income if you pass away.
Explain how it’s not more of a gamble to have no coverage because you think you don’t need it? Don’t worry, I’m sure your wife’s boyfriend will set up a go fund me for you.
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