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So sick of all the Car Shield Commercials

Posted on 4/26/21 at 12:42 pm
Posted by boudinman
Member since Nov 2019
6101 posts
Posted on 4/26/21 at 12:42 pm
Chris Berman, Ice-T. Earnest Hudson, etc. Who the frick takes out this insurance?
? Last time I got the call, told them i really needed it. My truck engine and transmission were leaking fluid badly. I could use some insurance to help replace them. Hung up on me.
Posted by jcaz
Laffy
Member since Aug 2014
17591 posts
Posted on 4/26/21 at 12:44 pm to
About as dumb as home title insurance.
Posted by mattz1122
Member since Oct 2007
54411 posts
Posted on 4/26/21 at 12:44 pm to
Car Shield put a transmission in and a motor! WHO DOES THAT?
Posted by OldHickory
New Orleans
Member since Apr 2012
10700 posts
Posted on 4/26/21 at 12:45 pm to
Car Shield cars go far.
Posted by Hangover Haven
Metry
Member since Oct 2013
29685 posts
Posted on 4/26/21 at 12:48 pm to
Service manager I deal with at Banner Chevy told me Car Shield is the biggest scam ever. Said they never cover shite on repairs...
This post was edited on 4/26/21 at 12:50 pm
Posted by Bawcephus
Member since Jul 2018
2747 posts
Posted on 4/26/21 at 12:57 pm to
Not that I'm saying they would pay for it anyway, but why wouldn't they hang up on you for telling them about a pre existing problem? You think an home insurer would say "yeah we'll cover your leaking, half missing shingle roof"?
Posted by Kraut Dawg
Member since Sep 2012
4655 posts
Posted on 4/26/21 at 1:06 pm to
quote:

Car Shield put a transmission in and a motor! WHO DOES THAT?

Posted by boudinman
Member since Nov 2019
6101 posts
Posted on 4/26/21 at 1:18 pm to
That was the reason I told them that. Nothing wrong with my truck, and got the phone calls to stop. Lol
Posted by Jh22586
Member since Oct 2019
667 posts
Posted on 4/26/21 at 1:43 pm to
Working as a mechanic for a dealership I’m here to tell you car shield is the ABSOLUTE worst to get..

1 - no matter the issue if it’s over $400 (parts labor & taxes) they will send a inspector out which takes 3-4 days if your lucky

Also if it’s a internal engine failure they will send the inspector out before tear down, then again after they approve it, then they decide what route to fix it (expect 2 weeks minimal) to get your vehicle fixed

2 - if you have a failure say a lifter damaged and a camshaft lobe damage, THEY WILL TRY AND SCREW YOU AND THE DEALERSHIP OVER, they will try and approve ONLY the failed components such as the 1 lifter and camshaft and any gaskets or sealants they feel that can not be re-used, and will not follow the manufacture policy (I.E. for GM that would require all lifters/guides/camshaft/VOLM to all be replaced)

3 - 99% of the time a car shield policy has a “ cap” meaning if repairs cost $3800.00 and the cap is $2500.00 your now responsible for the $1300.00 plus the deductible (It’s very VERY rare that car shield pays the entire bill)

4 - Car shield WILL TRY and get dealerships to use used parts or components and will not tell the customer about it (as a policy for the GM dealership I work at the service manager requires the service writers to contact the customer when car shield try’s to pull this stunt)

This is just SOME of the “car shield scam” stuff, I could write a essay on there crap they try and pull

Dealing with them now on a V6 2014 Silverado, the customer has a “cap” on there policy the truck has 171,334 miles on it, lower end knocking top end lifter tapping. The truck needs a new engine Car shield is making the customer approve the tear down (10 hrs just to pull both heads and inspect the lifters) at that point they will then send another inspector out a day or 2 after that they will decide if the customer’s policy covers the failure if it does they will approve the repair or replace (99.9% of the time it’s repair) and they will only pay up until the customers “cap”

Get a LDS (Louisiana Dealer Services) extended warranty policy, they are legit and do things by the book
Posted by CuyahogaTigerJr
Northeast ohio
Member since Aug 2018
2317 posts
Posted on 4/26/21 at 2:33 pm to
& it stops at 150,000 miles hahaha... if it even really every covered anything
Posted by Bawcephus
Member since Jul 2018
2747 posts
Posted on 4/26/21 at 8:32 pm to
quote:

That was the reason I told them that. Nothing wrong with my truck, and got the phone calls to stop. Lol


Fair enough.
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