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The Heirloom Hotel - Laurel MS
Posted on 6/10/26 at 11:53 am
Posted on 6/10/26 at 11:53 am
Watching the HGTV show Home Town: Inn This Together.
They complete a restoration of an old department store in downtown Laurel and turn it into a hotel. Lots of work, looks good, about to open.
Fire.
Clarion Ledger
So 9 months later and it looks like the insurance company hasn't paid anything?
Is there more to the story? Insurance fraud allegations?
Any Laurelites here know anything?
They complete a restoration of an old department store in downtown Laurel and turn it into a hotel. Lots of work, looks good, about to open.
Fire.
Clarion Ledger
quote:
On Aug. 26, 2025, the hotel caught fire early in the morning.
quote:
Later, the fire was determined to be accidental and caused by an electrical issue.
quote:
A fan recently asked whether the owners will rebuild on Erin Napier's Instagram post. "There is nothing but waiting now to see what happens with insurance," she replied on Sunday, May 10.
So 9 months later and it looks like the insurance company hasn't paid anything?
Is there more to the story? Insurance fraud allegations?
Any Laurelites here know anything?
9
Posted on 6/10/26 at 11:55 am to OysterPoBoy
Not from Laurel but I know enough Pine Belt folks to know to avoid Laurel.
Posted on 6/10/26 at 12:02 pm to OysterPoBoy
Posted on 6/10/26 at 12:06 pm to SonicAndBareKnuckles
quote:
Since then, the owners of The Heirloom have reportedly been in an insurance claim battle with Liberty Mutual. The insurance giant has frustrated the Napiers and the hotel owners by not approving a claim made after the fire and covering costs for restoration efforts.
I find it odd that nobody is talking about what is holding things up.
Was it a wording in the policy? Foul play?
I would imagine their loan provider would require them to have a pretty robust policy.
Posted on 6/10/26 at 12:17 pm to OysterPoBoy
quote:
I find it odd that nobody is talking about what is holding things up.
Was it a wording in the policy? Foul play?
I would imagine their loan provider would require them to have a pretty robust policy.
Liberty Mutual average payout time is well over 6 months and usually over a year if they are attempting to dispute liability claims. There probably isn't much information out there because this is being handled by lawyers on each side.
Posted on 6/10/26 at 12:45 pm to SonicAndBareKnuckles
quote:
This article has a little more info that says the insurer is Liberty Mutual.
Liberty Bibberty
Posted on 6/10/26 at 12:47 pm to OysterPoBoy
We were passing thru and stopped in Laurel .. that whole town smells like a tire factory
Posted on 6/10/26 at 12:53 pm to soccerfüt
quote:
avoid Laurel.
We stopped off the highway to use the restroom there on our way back from Tennessee years ago. We must have stopped in the ghetto part of town.
Posted on 6/10/26 at 12:59 pm to OysterPoBoy
Just sucked into this because my wife likes the show and I don't mind tuning in here and there. Seems like they are getting screwed by Liberty Mutual.
Posted on 6/10/26 at 1:37 pm to OysterPoBoy
No telling. Laurel is a strange town. Enough old money that numerous people literally list their occupation as "philanthropist," money from new industry and relocated outsiders, the smelliest sewage lagoon and chicken plants in America, and the highest crime per capita in Mississippi.
And Temu Chip and Joanna. All in the free state of Jones
And Temu Chip and Joanna. All in the free state of Jones
Posted on 6/10/26 at 1:42 pm to FliesByNight
quote:
We stopped off the highway to use the restroom there on our way back from Tennessee years ago. We must have stopped in the ghetto part of town.
I'm assuming what you see on TV it's just the downtown area and a couple of residential streets. Other than that, the rest of it could be any small southern town.
Posted on 6/10/26 at 2:23 pm to greenbean
Fixer Upper used to do the same thing. Some of the houses they flipped were in bad areas, but they strategically didn't show too much of that. Sometimes, there was no way to avoid the unsightly surrounding buildings.
Posted on 6/10/26 at 2:30 pm to FliesByNight
If anyone has ever participated in one of those '80s mall threads on this board, they should do themselves a service and visit the existing Saw Mill Square Mall in Laurel while it's still in operation.
Posted on 6/10/26 at 5:04 pm to OysterPoBoy
quote:
Is there more to the story? Insurance fraud allegations?
Big money HGTV renovated a hotel and then the site caught fire due to an electrical issue?
Chances are lawyers see the big money and are trying to hold HGTV accountable.
Either that or the hotel was also owned by the former owners of The Caterie.
Posted on 6/10/26 at 5:20 pm to OysterPoBoy
The hotel was not even complete when the show was made. They finished three guest rooms and the main lobby, the top two floors were still under construction. Sprinkler system was not complete and the fire alarm system wasn't installed yet.
Posted on 6/10/26 at 5:26 pm to OysterPoBoy
So I watched the show and am in the industry. Not sure what the hold up on this is. Fire claims take a while to get moving and pay more so than a wind claim. It’s a builders risk policy that was on that so probably a valuation dispute
Posted on 6/10/26 at 5:28 pm to MsState of mind
quote:
probably a valuation dispute
Posted on 6/10/26 at 5:34 pm to OysterPoBoy
quote:
probably a valuation dispute
I’ve always thought what I insured things for wasn’t going to be what I’d get if it were fully destroyed. I’ve got a camp that’s insured for 250k. It’s old. Needs a lot of work. If it went up in flames would I actually get 250? Cause that would be a dream come true.
Posted on 6/10/26 at 6:02 pm to FliesByNight
Laurel, Waco . . .
Try flipping houses in Detroit!
Try flipping houses in Detroit!
Posted on 6/10/26 at 6:06 pm to boxcarbarney
quote:
Liberty Bibberty
Winner.
Next.
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