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Wife involved in hit-and-run

Posted on 12/2/23 at 11:09 pm
Posted by Shamoan
Member since Feb 2019
9293 posts
Posted on 12/2/23 at 11:09 pm
Female driver behind her wasn’t paying attention and rear ended her. Wife got frazzled and before she could process what happened, the other driver sped away. She go ZERO details on the make of the car, but luckily, the car behind her (Cadillac) actually had a pic of the perpetrators tag from camera which was used in the police report and ultimately, to name the perp. Other person’s State Farm auto insurance was contacted and my wife’s insurance cut her a check for the damages in the meantime. Couple of weeks ago, she got a call from perp’s insurance asking for a statement, which she gave.

Yesterday, we get a letter from perp’s insurance saying that unless we could provide additional evidence “like a video”, the claim against the perp’s insurance would be denied and insinuated that our claim was false.

We’ve already received a check from our insurance…why would the perp’s insurance send us this letter?
Posted by Murray
Member since Aug 2008
14422 posts
Posted on 12/2/23 at 11:12 pm to
Perp
Posted by 3nOut
Central Texas, TX
Member since Jan 2013
29007 posts
Posted on 12/2/23 at 11:12 pm to
quote:

why would the perp’s insurance send us this letter?


Because insurance will do anything they can to not pay.
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423382 posts
Posted on 12/2/23 at 11:12 pm to
quote:

why would the perp’s insurance send us this letter?


quote:

We’ve already received a check from our insurance


They don't want to send you a check
Posted by Shamoan
Member since Feb 2019
9293 posts
Posted on 12/2/23 at 11:14 pm to
Like what kind of check? Damages are already covered.
This post was edited on 12/2/23 at 11:15 pm
Posted by OWLFAN86
The OT has made me richer
Member since Jun 2004
176142 posts
Posted on 12/2/23 at 11:15 pm to
i saw a porn that stated like this
Posted by Walt OReilly
Poplarville, MS
Member since Oct 2005
124686 posts
Posted on 12/2/23 at 11:15 pm to
Is your wife ok?
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58385 posts
Posted on 12/2/23 at 11:16 pm to
State Farm doesn’t want to pay your insurance back
Posted by kengel2
Team Gun
Member since Mar 2004
30907 posts
Posted on 12/2/23 at 11:17 pm to
Do you have the perps address?
Posted by Shamoan
Member since Feb 2019
9293 posts
Posted on 12/2/23 at 11:17 pm to
Yes. It was mostly a pretty soft impact. Did like $1500 in damage to the bumper, and damage was minimal.
Posted by eitek1
Member since Jun 2011
2144 posts
Posted on 12/2/23 at 11:18 pm to
You could always call the driver who ran and tell them they can admit it to their insurance company or you can get the cops involved and the police report can prove she did it, but it will be after she’s charged with a criminal offense.

Her call.
Posted by chRxis
None of your fricking business
Member since Feb 2008
23660 posts
Posted on 12/2/23 at 11:19 pm to
quote:

Female driver behind her wasn’t paying attention and rear ended her.

kinky
Posted by Powerman
Member since Jan 2004
162258 posts
Posted on 12/2/23 at 11:19 pm to
Please tell me you filed a police report
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423382 posts
Posted on 12/2/23 at 11:19 pm to
quote:

Like what kind of check? Damages are already covered.

Someone made a claim on their insurance, correct?
Posted by Shamoan
Member since Feb 2019
9293 posts
Posted on 12/2/23 at 11:20 pm to
She did. That’s how they traced the tag
Posted by Shamoan
Member since Feb 2019
9293 posts
Posted on 12/2/23 at 11:20 pm to
Our insurance did.
Posted by Jake88
Member since Apr 2005
68425 posts
Posted on 12/2/23 at 11:24 pm to
And the police didn't take it any further? Like issue a ticket, investigate?
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423382 posts
Posted on 12/2/23 at 11:25 pm to
That doesn't make sense. Your insurance would try to subro the money paid. You shouldn't be a part of that discussion.

I don't understand why you'd be contacted regarding your claim, if the "claim" was the insurer subro. Insurance companies typically duke those disagreements out in non-public binding aribtrations.
Posted by dovehunter
Baton Rouge
Member since Sep 2014
1238 posts
Posted on 12/2/23 at 11:25 pm to
Get Gordan
Posted by TigersSEC2010
Warren, Michigan
Member since Jan 2010
37372 posts
Posted on 12/2/23 at 11:30 pm to
quote:

You could always call the driver who ran and tell them they can admit it to their insurance company or you can get the cops involved and the police report can prove she did it, but it will be after she’s charged with a criminal offense.

Her call.


It doesn’t work this way.
This post was edited on 12/2/23 at 11:31 pm
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