Everyone elses 403b/401k almost recovered?

That depends when people entered the market or if they added on the dip.

If you only ever compare it strictly to it's all time peak, you're guaranteed to always be "down"

Year over year is a much more legitimate metric, smooth out a lot of the noise.

I'm at -4% in one area, -8% in another, and -9% in a third.

quote:

---

Im surprisingly back to within 2% of my feb highs

---

This

Still off 5% from high, but yes some recovery.

I’m down about 20k from Feb highs but don’t care.

Up 3% since Feb. Up 13% year over year which is more important to me.

I am up on my accounts YTD but still down from the end of last year.

Lost all the gains I made from July 2024 in 3 months.

The market will recover and we will start getting decent returns, but the last 3 months have caused this to be the worst cycle(7/1 to 6/30) in over 20 years. A 2% to 3% YTD is awful. I think the worst year I’ve had in the last 15 years is 8%. Last year was between 11% and 13%

Agree.I don’t look at it but every 6 months or so.I’m 74 so I’ve been with 403-B and IRA’s plus a brokerage accounts. a long time,lots of up’s and downs over the years.Long term I’m way up.
Anyone that expects their stock accounts to go up in a linear fashion with never a dip shouldn’t be invested in stocks.

When I was working I had a co-worker that looked at their 403-B balance every night.When it was up they would come to work next day euphoric,if it was down they would have the sads.

Stupidest thing was crash 2008,lots of my co-workers and acquaintances cashed in their 403 B’s and 401 K’s.Took the loss and paid the penalty.

Wife and I kept on with our 15% and it paid off handsomely for us.