United Club credit card has new benefits... and a new annual fee of $695

Article from 3/25 with details

Annual fee
-The New United Club? Card’s annual fee is increasing from $525 to $695, a $170 hike.


Lost benefits
-United Club guest access: Previously, United Club Card members could bring two adult guests or one adult guest and dependent children under 21 years old along to any United Club. Now, you’re limited to bringing one adult guest and dependent children under 18 unless you qualify for an All Access membership.
-Star Alliance lounge access: You’ll no longer receive Star Alliance lounge access with a United Club membership, unless you qualify for an All Access membership


Added and updated benefits
-Limited-time welcome offer: Earn 95,000 United miles after spending $5,000 on qualifying purchases in the first three months of opening an account.
-Award flight discounts: You can earn a 10,000-mile award flight discount after making $20,000 in purchases with your United Club Card. You can earn up to two 10,000-mile discounts per calendar year.
-United Club access: You’ll receive a United Club membership that grants unlimited United Club airport lounge access for you, one adult guest and any dependent children. You can also qualify for a United Club? All Access membership after achieving United Premier Gold status or by spending $50,000 on your United Club Card in a calendar year. With an All Access membership, you can bring two adult guests or one adult guest and dependent children under 18. Also, your lounge access benefits will extend to participating Star Alliance member lounges, and you receive four one-time United Club passes for authorized users.
-Hotel benefits: Earn up to $200 in statement credits for prepaid Renowned Hotels and Resorts bookings every anniversary year when you pay with your United Club Card. Plus, you’ll earn 5X miles on prepaid hotels booked through Renowned Hotels and Resorts and paid for with your United Club Card.
-Rideshare credits: Earn up to $150 in rideshare credits every year when paying with your United Club Card (up to $12 back per month from Jan. to Nov., up to $18 back in Dec.; enrollment required; yearly opt-in required).
-Rental car credits: Receive up to $100 in United TravelBank credits every anniversary year for Avis and Budget purchases. You’ll receive up to $50 in United TravelBank cash for your first and second Avis or Budget car rentals booked through cars.united.com and paid for with your United Club Card.
-Charter flight credit: Receive up to $200 in statement credits every anniversary year for flights booked directly with JSX (a semi-private charter flight service) and paid for with your United Club Card.
-Instacart benefits: Receive a complimentary Instacart+ membership and up to $240 in Instacart+ credits annually (up to two $10 in Instacart+ credits each month when you purchase directly through Instacart and pay with your United Club Card; terms apply; benefit ends Dec. 31, 2027).
-Elite status boost: Earn 1 Premier qualifying point (PQP) for every $15 you spend (up to 28,000 Premier qualifying points (PQP) every year, previously the annual PQP cap was 15,000). Plus, starting in 2026, you’ll receive a 1,500-point PQP bonus after Feb. 1 of each year (your card must be opened by Dec. 31 of the prior year to qualify for this benefit).