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AMEX displeased me what's a good money back credit card or solid rewards card?

Posted on 3/13/23 at 2:54 pm
Posted by thelawnwranglers
Member since Sep 2007
38857 posts
Posted on 3/13/23 at 2:54 pm
Going to move my Amex saving and checking

Probably capital one so guess looking at their cards
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
89646 posts
Posted on 3/13/23 at 3:06 pm to
Amazon (Chase) has an Amazon 5% cashback (full 5% back at Whole Foods) if you spend a bunch of money on Amazon (and/or Whole Foods)

CapOne has a Wal-Mart card with 5% from Wal-Mart

CapOne has a Quicksilver, 1.5% cash back (everywhere)

I have the Amazon and Quicksilver and am considering the Wal-Mart card. I do not carry any balances and any finance charges would likely eat your cash back reward. If you only wanted to carry 1 card, figure out which one would be better for you - Amazon or Wal-Mart (because those cards have some other reward tiers, but I think 1% everywhere is the floor) that would be a good middle-ground.
This post was edited on 3/13/23 at 3:09 pm
Posted by joshnorris14
Florida
Member since Jan 2009
45286 posts
Posted on 3/13/23 at 3:07 pm to
Chase and AmEx are the best reward ecosystems. Chase Sapphire Preferred is a great card.

Citi and Capital One are the next best.
This post was edited on 3/13/23 at 3:08 pm
Posted by armsdealer
Member since Feb 2016
11537 posts
Posted on 3/13/23 at 3:12 pm to
I use a few cards

Apple card - 1-2-3% cash back depending on how you use it.
Capital One Quicksilver - 1.5% everywhere but they always are sending me promotions for higher cash back amounts
Discover - 1.5% everywhere with rotating categories up to 5%
Capital One Walmart - 2% in store and 5% online

I don't keep any cards with an annual fee any longer. When I was running tens of thousands of business through them a month they were worth it, but since I don't do that any longer it is just not worth the fees.

I have a couple other cards sock drawered but that is my rotation.
Posted by dovehunter
Baton Rouge
Member since Sep 2014
1250 posts
Posted on 3/13/23 at 7:38 pm to
AMX did a bait and switch on me. Capital One Spark Business is the best at 2% cash back unlimited. AMX Hilton and Marriott Cards are good if you like those 2 hotel chains. I won’t do business with Chase.
Posted by Shaun176
Baton Rouge
Member since Aug 2008
2482 posts
Posted on 3/13/23 at 7:38 pm to
If you spend 60k plus per year on cc, Chase sapphire reserve.
Posted by K9
wayx....BOBO IN '19
Member since Sep 2012
24094 posts
Posted on 3/13/23 at 7:55 pm to
Citi double cash has 2% on everything.
Posted by Negatiger1986
Inside the Leather
Member since Sep 2010
438 posts
Posted on 3/13/23 at 7:59 pm to
Boa premium rewards visa for preferred rewards clients ($100k in total accounts across BoA and ML including brokerage, IRA, checking, etc)
3.5% on travel and dining
2.62% on everything else
No caps
$95/yr fee
Posted by tigerstripedjacket
This side of the wall
Member since Sep 2011
3004 posts
Posted on 3/13/23 at 8:26 pm to
Citi Double points is the best all around rewards card with no fee. 2% on everything as long as you don’t carry a balance.

There are some better specific categories if you do a ton of a specific type of business (10k in flights per quarter or purchase 2k/month on Amazon)
Posted by LSU_historian
Member since Apr 2022
80 posts
Posted on 3/13/23 at 9:56 pm to
(no message)
This post was edited on 4/29/23 at 8:02 pm
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