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re: Louisiana home insurance rates

Posted on 3/15/23 at 1:45 pm to
Posted by Bo Rein 80
Wonder Lake
Member since Mar 2019
195 posts
Posted on 3/15/23 at 1:45 pm to
Had UPC, made claim for roof repairs after Ida. UPC covered all obligations. Told my agent to shop before renewing because word was that they went bankrupt... Shopped in November and matched (actually $100 Cheaper) previous UPC policy and 2% deductible with Sagesure Insurance.
Posted by monsterballads
Make LSU Great Again
Member since Jun 2013
29268 posts
Posted on 3/15/23 at 1:50 pm to
50% proposed increase and went shopping yesterday. frick this whole state.
Posted by Zachary
Member since Jan 2007
1678 posts
Posted on 3/15/23 at 1:54 pm to
Would those of you reporting increases in this thread mind giving us a general idea of where in the state you reside?

TIA
Posted by WildTchoupitoulas
Member since Jan 2010
44071 posts
Posted on 3/15/23 at 2:15 pm to
quote:

The Honor Code

Ooooooooooh, oh, oh, ooooh...

I always thought it was "Honor Chode".
Posted by Midtiger farm
Member since Nov 2014
5074 posts
Posted on 3/15/23 at 2:33 pm to
quote:

of 10.

That's because it's stupid to live on a slab south of I-10, which a lot of people do


WTF? I know 100s of people who live south of I-10 on a slab who have never had a claim or any damage from any Hurricane and didn't come close to ever flooding
Posted by WildTchoupitoulas
Member since Jan 2010
44071 posts
Posted on 3/15/23 at 3:03 pm to
quote:

WTF? I know 100s of people who live south of I-10 on a slab who have never had a claim or any damage from any Hurricane and didn't come close to ever flooding






To be fair, there were a lot more of you before 2016.
Posted by monsterballads
Make LSU Great Again
Member since Jun 2013
29268 posts
Posted on 3/15/23 at 3:07 pm to
this is jim donelon's doing. he let insurance companies raise rates up to 66%. then says he's not seeking another term.
Posted by Herooftheday
Member since Feb 2021
3830 posts
Posted on 3/15/23 at 3:10 pm to
We are leaving this state. I can't think of a single thing going for Louisiana.
Posted by PetroBabich
Donetsk Oblast
Member since Apr 2017
4641 posts
Posted on 3/15/23 at 3:14 pm to
quote:

That's because it's stupid to live on a slab south of I-10, which a lot of people do.


If they don't live on a slabs what do they live on? Stilts?
Posted by JColtF
Lake Charles, LA
Member since Aug 2008
4749 posts
Posted on 3/15/23 at 3:37 pm to
quote:

What good is Allstate if they won't cover?


Same with State Farm
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
424110 posts
Posted on 3/15/23 at 3:42 pm to
quote:

If they don't live on a slabs what do they live on? Stilts?


sort of

Posted by tigersmanager
Member since Jun 2010
7524 posts
Posted on 3/15/23 at 3:49 pm to
your a fricking idiot
Posted by LSUbest
Coastal Plain
Member since Aug 2007
11333 posts
Posted on 3/15/23 at 3:56 pm to
State Farm paid us well when we got hit by a bad hail storm.

Although we did have to fight with them for a long time.
Posted by Grad92
Member since Feb 2023
1027 posts
Posted on 3/15/23 at 4:02 pm to
this is because our ahole politicians allow for these companies to come in the state and allows them to price lower than they can afford to pay out when it comes to claims. Youre not losing money, your paying back the money you saved being a cheap mfer in the past.
Posted by Grad92
Member since Feb 2023
1027 posts
Posted on 3/15/23 at 4:03 pm to
people like you are smarter than OP
Posted by Grad92
Member since Feb 2023
1027 posts
Posted on 3/15/23 at 4:03 pm to
Youre not required to have it if you dont have a mortgage
Posted by Grad92
Member since Feb 2023
1027 posts
Posted on 3/15/23 at 4:04 pm to
also
Posted by doublecutter
Hear & Their
Member since Oct 2003
6604 posts
Posted on 3/15/23 at 4:05 pm to
quote:

Would those of you reporting increases in this thread mind giving us a general idea of where in the state you reside?


Had UPC, only insurance to be found was Citizens. $9300 a year. House in Metairie, 1/2 block from the lake.
Posted by Midtiger farm
Member since Nov 2014
5074 posts
Posted on 3/15/23 at 4:17 pm to
Have you ever been south of I-10 in LA dipshit ?
Posted by USMCguy121
Northshore
Member since Aug 2021
6332 posts
Posted on 3/15/23 at 4:17 pm to
USAA is probably as good as it gets.
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