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wiltznucs
| Favorite team: | South Florida  |
| Location: | Apollo Beach, FL |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 8976 |
| Registered on: | 9/23/2005 |
| Online Status: | Not Online |
Recent Posts
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re: UTMA, 529, and student housing
Posted by wiltznucs on 6/5/24 at 9:48 am
Good point about the age requirement. Here in FL it doesn’t automatically transfer until they reach the age of 25....
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re: UTMA, 529, and student housing
Posted by wiltznucs on 6/4/24 at 7:30 pm
It’s my understanding that with the UTMA as the Custodian you can use it for whatever as long as it’s clearly for the child’s benefit.
So the home doesn’t have to be in the child’s name. It can be in yours. The child is paying for housing in college. No different than paying for a Dorm which i...
re: VOO v VOOG for Child's UTMA
Posted by wiltznucs on 6/4/24 at 3:52 pm
I chose to go with the VTI for our children’s UTMA accounts. Its return is very close to VOO; but, it tracks the entire US stock market and gives them some exposure to mid and small caps. It’s been all about the S&P 500 for many years; however, sometimes there are cycles where smaller companies per...
re: Manchester City 23/24 Season Thread - We Go Again
Posted by wiltznucs on 5/23/24 at 9:29 pm
[quote] City follow the same transfer strategy of the last two years, we will see Bernardo Silva, Julian Alvarez, and Rodri shipped off.[/quote]
I see Bernardo going. Could see Grealish being dealt away. Also Ederson if the big Saudi offer is real. We’re also still a bit deep in defense. Coul...
re: Dow above 40,000. Are you doing anything different?
Posted by wiltznucs on 5/20/24 at 3:04 pm
I’m still indexing; but, I do think we’re going to see returns slow down/normalize. I’m a bit heavily tilted towards the S&P in VOO and will likely add more VT to add some international exposure this year. I’m at 90/10 and want to be more at 80/20.
As for undervalued; I think there’s still some...
re: Manchester City 23/24 Season Thread - We Go Again
Posted by wiltznucs on 5/19/24 at 2:19 pm
Four in a row.. The only club in the history of the English top flight to accomplish it.
2024/25 The quest for five.
Here comes the thumb…
But first; let’s finish with the FA Cup....
re: Tell me about Brazil
Posted by wiltznucs on 5/17/24 at 9:23 pm
Spent some time in RDJ back in 19’.
The people are fun, vibrant and proud. RDJ is fricking gorgeous.
That being said; if traveling with a family I’d stick to Leblon, Ipanema and Copacabana. Safe, clean, touristy.
Petty theft, pickpockets and muggings are thing there. Exercise common ...
re: Thoughts on Montreal and Quebec?
Posted by wiltznucs on 5/13/24 at 8:43 pm
Montreal is a great town. Finding English speakers is a non-issue. Strong food scene. Hit Schwartz’s Deli for Montreal smoked meat. Take in Notre Dame cathedral. Public transportation is fast, safe and clean. ...
re: I need quick access to 75k-100k. What’s the best course of action?
Posted by wiltznucs on 5/12/24 at 10:29 am
(No Message)...
re: Old tackle box
Posted by wiltznucs on 5/8/24 at 10:20 pm
I truly regret discovering my father’s old tackle box that sort of went extinct once he married, sold out to the man and had kids. LOL..
We didn’t have much and I drowned a lot of those old baits 30+ years ago.
Old Rapala, Rattle Traps, Creek Chub and other classics. In many cases still in...
re: Pit Boss is about dead
Posted by wiltznucs on 5/6/24 at 9:26 pm
[quote]What’s the OB recommended best value charcoal grill?[/quote]
The Weber kettle is an icon for a reason. Easy to use, cheap and makes great food....
re: Florida Osceola Hunt Recommendation
Posted by wiltznucs on 5/5/24 at 9:07 pm
Florida resident here. A few dozen Osceola birds behind me.
If looking at next year you are pretty much looking at a guided/outfitted hunt. The good news; if any, is that with the tough economy you may be able to talk an outfitter into a hunt at a relative bargain. Still expect to pay somewher...
re: Do airlines even pretend to enforce carry on rules anymore?
Posted by wiltznucs on 5/4/24 at 1:41 pm
The European ones certainly seem to. The American ones not so much....
re: April jobs number 175k, well below 240k estimates. Markets rally
Posted by wiltznucs on 5/3/24 at 9:33 am
[quote]Look up stagflation[/quote]
We throw this term around far too casually. We’re nowhere near such a phenomenon.
By definition it’s a combination of slowed growth, high unemployment and high inflation.
I’ll admit that growth feels slower despite some numbers being released. Unemploy...
re: Best Method to Save for Childrens College?
Posted by wiltznucs on 4/28/24 at 8:28 pm
I’m a fan of UTMA accounts; but, they do vary from one State to another....
re: how hard is it to buy into a franchise business
Posted by wiltznucs on 4/24/24 at 9:48 am
Franchises are tough.
An average UPS Store does $1M+ in annual sales and half the franchise owners make less than $50K per year.
Costs can be all over the map depending on the industry. Franchise fees may only be the beginning. A royalty or percent of net sales is common. In the restauran...
re: Merriam turkey hunt suggestions
Posted by wiltznucs on 4/17/24 at 10:09 pm
Have a few Slams behind me.
If looking for classic buff white tip presentation; look at Wyoming or the Desert SW. Arizona and NM.
The Dakota birds look more hybrid “Mer-Rio”; but, definitely behave Merriam. We hunted the Oglala Sioux Reservation and some private land there.
I’m many yea...
re: Manchester City 23/24 Season Thread - We Go Again
Posted by wiltznucs on 4/14/24 at 2:20 pm
Well, well, well…
Did not expect today’s results.
Get it done City…...
re: Napa Valley
Posted by wiltznucs on 3/31/24 at 8:05 pm
Stags Leap is a great one. I’ll second the recommendation to throw Chappellet into the mix. Overlooks Lake Hennessy and makes a great wine....
re: Itinerary changes international flights
Posted by wiltznucs on 3/28/24 at 6:24 pm
[quote]Lufthansa[/quote]
Left me stranded in Munich after an itinerary change last week. Flew them 4 times in the past year. Every single flight was delayed. Fortunately; only stranded once....
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