Favorite team:Texas 
Location:Spring Texas
Biography:
Interests:Hunting, Fishing, Sports
Occupation:
Number of Posts:15792
Registered on:9/24/2011
Online Status:Not Online

Recent Posts

Message
[quote]Everyone on the OT makes deep six figures except they can’t afford to buy a car[/quote] This is the low T now. We can’t afford the truck nuts like we could in 2019. ...

re: In the market for a house...

Posted by Rize on 5/9/24 at 12:30 am
[quote]FWIW to everyone on here, my hometown housing prices start at 700-800k and a lot of my old neighborhood are now going for 1.5M and above. So to me 300-500k for a house feels like a beer budget.[/quote] You do realize thats’s not normal for most folks living in the south? ...
[quote]I bought a new truck around Christmas and my rate is 1.9% through my bank.[/quote] There’s deals to be had. I was driving back from my deer lease in West Texas this week and saw 16k off a 4 door ram truck. I haven’t seen those kind of discounts since pre Covid....
[quote]Mercedes now moving back to gas guzzlers. Remember the old “ice engines are the horse and buggy, people didn’t want to give that up too” Well guess what, ICE is pretty damn convenient and cheaper and more profitable for the manufacturer. It also lasts longer.[/quote] That’s good to he...
I got absolutely wrecked on my 2023 Tesla :lol:...

re: Custom Build Finance Questions

Posted by Rize on 5/8/24 at 7:29 am
[quote]I built my first two years ago.... I love my home and have no plans to leave. But I now see a path in other directions if the situation is right. I think most of us remain dreamers and risk takers throughout life. It does end in our 40s or 50s. To the OP- Call the lender and ask those que...
I’m so glad I married a professional independent woman who takes care of her own shite and doesn’t need me for anything. She washes her own car, gets the tires rotated and gets the oil changed all by herself like a big girl. She even pays all the bills :lol:...

re: Custom Build Finance Questions

Posted by Rize on 5/7/24 at 12:24 am
[quote]Doing a custom build home in 12-15 months. First time doing custom build and will be forever home. Equity in Current Home: $65,000 Equity in Property to Build on: $35,000 Property Value: $90,000 Total Estimated Equity: $100,000 that would be rolled into construction/permanent loan Estimate...

re: When is it time to change realtors?

Posted by Rize on 5/6/24 at 3:15 pm
[quote] old house sat for right at a year, and then we got 2 offers in the same week. Sometimes it's a crapshoot. It had character and looked nice, but certainly wasn't 2024 modern and had a very small kitchen. This deterred a lot of people that attended showings. I mean, inexpensive cookie cutter...

re: When is it time to change realtors?

Posted by Rize on 5/6/24 at 12:52 pm
:lol: It just went under contract. ...

re: When is it time to change realtors?

Posted by Rize on 5/5/24 at 6:21 pm
My house has been on the market in BR since September. ...

re: Who is the most forgettable president?

Posted by Rize on 5/4/24 at 10:57 pm
My mind is blown that I missed Kennedy on my list. ...

re: Who is the most forgettable president?

Posted by Rize on 5/4/24 at 10:50 pm
I can probably name 15 if I’m lucky off the top of my head. Joe Biden Donald Trump Obama Bush 1 Bill Clinton Bush 2 Ronald Reagan Jimmy Carter F. Roosevelt Teddy Roosevelt George Washington Abraham Lincoln Andrew Jackson Richard Nixon Thomas Jefferson Dwight D Eisenhower...

re: Night Fishing Memories

Posted by Rize on 5/4/24 at 10:11 pm
I did a lot of night fishing over the years but haven’t since I moved from NC. Growing up in Texas we fished a lot of piers along the gulf coast and had a lot of fun fishing salt water. When I lived in NC we did a lot of night catfishing and caught a big blues and flatheads ...
[quote]Thoughts on private market / private equity investment role in a total portfolio? It isn’t something I’ve considered up to this point but friend who is an FA mentioned some clients going this route.[/quote] I’ve got a nice little chunk invested in private equity but it’s the company my w...
Yeah I’m 42 and need to get my shite together. I didn’t know what the S&P 500 was until a couple weeks ago :lol: and still don’t even know what all I’m invested in. I can see what all I have my money in but I have no idea what it is. ...
I haven’t changed anything in my 401k in 12 years. Just went and looked and my bonds were sucking arse. Moved it to S&P 500 because it was out performing everything else I’m in except for my company stock. ...

re: So much rain this morning

Posted by Rize on 5/2/24 at 12:30 pm
I think I just moved out of Imperial oaks or one of those places. Was staying at an Air BNB off Havelock for the last 3 months. I’m in Wrights Landing now in a month to month rental. ...