re: Claiborne Oaks in Madisonville inquiry

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Didn't feel like I needed the additional coverage.

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100k flood contents for about $300 or less roughly a year is about the best value of insurance that exist.

Since you’re the topography expert, which neighborhoods south of 22 will be safe from a slow moving hurricane? I would take my chances N of 12.

My expertise was in 2004 and 2012 when I really studied iit before I bought properties here.

North of 12 can be fine, but plenty of people flooded N of 12.

It isn't an automatic guarantee.

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WhiteMandingo

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You live there correct?

Overall thoughts?

Yeh I have seen Guste roads take on water.

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22 is completely different now with the interstate finished. Been such a breathe of fresh air

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While i get that, and it was bad when they were working on 12, it is a pain in the arse no matter what, no real quick way to get to anything.

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Google "Regression to the Mean".

"In statistics, regression toward the mean (also called reversion to the mean, and reversion to mediocrity) is the phenomenon where if one sample of a random variable is extreme, the next sampling of the same random variable is likely to be closer to its mean. Furthermore, when many random variables are sampled and the most extreme results are intentionally picked out, it refers to the fact that (in many cases) a second sampling of these picked-out variables will result in "less extreme" results, closer to the initial mean of all of the variables." Regression toward the mean

The first rumblings about traffic issues on Hwy 22 started 30 years ago. That's how long it took local politicos to wake up. The I-12 improvements are still in the "Honeymoon" phase. Eventually, motorists will return to their old driving habits (Regression to the Mean), and with it comes the return of gridlock to that entire area. At the end of the day, that little drawbridge rules supreme. The only way to keep traffic nightmares from creeping back into the equation is to stop people from moving into the area, and that's not going to happen.

Quite a few homeowners insurance companies will not write if home is south of I-12

A poster said I-12 construction finished.

You better go take a look.

Phase 1 finished

Phase 2 - involving widening overpass at Hwy 21 ongoing now.

Hwy 190 traffic trying to get on heading toward Hammond most afternoons, backed up like a MoFo