What to plant under Oak Tree?

Don't plant anything under it
Water saturation there may not be what you want either

Fescue,

You will need to loosen that hardpan before getting anything to grow however.

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I just moved into a house with a hugh oak tree in the front yard. It's almost all dirt and creates a massive dust storm when I mow. What can I plant for ground cover that will grow and create a nice green area? Also, when it rains I have alot of runoff of dirt. TIA

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What kind of oak? Live oak, water oak, red oak? Pics showing sunlight/shade situation would help.

You probably have a situation over time where the oak roots (which are rather shallow and very prevalent) have sucked up all of the moisture and killed off anything growing there, leaving you with what was accurately referred to by an earlier poster as "hardpan". That will require some work to plant ANYTHING. Aerate, loosen that stuff either with a tiller or a lot of shovel work. You may need to add some organic material if you have a clay-ey soil.

If the canopy is high and the bare ground gets sufficient sunlight, you can plant some grass; St. Augustine does best in shade, and certain varieties of Zoysia do pretty well also.

If that bare dirt area is mostly in shade, you would do well to plant some ground covers as in the first response poster's photo-- Asian jasmine, monkey/mondo grass, liriope, or English ivy. Mix it up with some taller items that do well in shade such as aspidistra/cast iron plant, azaleas, camellias, gardenias. You can throw in some caladium bulbs for spring and summer color as well.

Iron plants do very well.

Shade-loving lawn grass will help you

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English ivy

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You should burned at the stake for this

Asian jasmine