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re: AMEX HYSA - 4/9/24 just dropped for first time from 4.35% to 4.3%
Posted on 4/25/24 at 9:04 am to VermilionTiger
Posted on 4/25/24 at 9:04 am to VermilionTiger
As of 5 minutes ago, AMEX down to 4.25%.
1
Posted on 4/25/24 at 9:23 am to Ziggy
quote:
, AMEX down to 4.25%
Yay, time to transfer to one of the others.
Posted on 4/25/24 at 9:46 am to kengel2
Just got the email as well, what are you looking at transferring to?
Posted on 4/25/24 at 10:07 am to Hickok
Everytime I post Betterment, I get downvoted for some reason.
They are at 5% with new accounts getting 5.5% for the first 3 months.
I have been pretty happy with them.
They are at 5% with new accounts getting 5.5% for the first 3 months.
I have been pretty happy with them.
Posted on 4/25/24 at 11:49 am to thelawnwranglers
quote:USFR is still paying almost 5.5%. Just use that.
AMEX HYSA - 4/9/24 just dropped for first time from 4.35% to 4.3%
Posted on 4/25/24 at 3:26 pm to Big Scrub TX
You keep posting it and yet, so many don’t/won’t take the suggestion. But it’s been a very convenient place for me to stash cash from option sales while I await the next opportunity (in other words, it’s very liquid).
Anyway…
Anyway…
Posted on 4/25/24 at 3:34 pm to Jag_Warrior
quote:I can understand inertia if it's just easier to transfer monies inside whatever system you are in back and forth.
You keep posting it and yet, so many don’t/won’t take the suggestion. But it’s been a very convenient place for me to stash cash from option sales while I await the next opportunity (in other words, it’s very liquid).
But buying/selling infinitely liquid ETFs is pretty damned easy too.
Posted on 5/10/24 at 2:33 pm to lsujunky
Be extremely careful with Flagstar. NYCB merged with them and is using their name. It is allegedly a last ditch effort to avoid failure. Don’t go over the FDIC limit and be aware there is a real chance that you will be relying on the FDIC one day.
This post was edited on 5/10/24 at 2:34 pm
Posted on 5/11/24 at 12:18 am to Big Scrub TX
quote:
USFR is still paying almost 5.5%. Just use that.
I’m going to max out the FDIC portion on both of my HYSA’s by June and will need a place to park some extra cash. Is there a chance that USFR will lose money? I think I’m getting 4.25% on my capital one and 5.05% on my other one. I’m ok if the HYSA’s go to .001 interest but don’t want to get into anything that I could lose money on.
Posted on 5/11/24 at 6:55 am to Rize
SPAXX is at a 7 day yield of 4.95% in my Fidelity MM and if something happens I can move it to just about anything.
Posted on 5/11/24 at 2:16 pm to SquatchDawg
quote:
SPAXX is at a 7 day yield of 4.95% in my Fidelity MM and if something happens I can move it to just about anything.
Any early redemption fee on this?
Posted on 5/11/24 at 5:09 pm to Rize
quote:I don't see how it can lose money. It's unlevered exposure to US Treasury notes. I suppose I can imagine an extremely remote scenario in which the ETF just trades to a big discount. However, if Treasury ETFs are trading at big discounts, then it's certainly possible that money market funds are breaking the buck.
I’m going to max out the FDIC portion on both of my HYSA’s by June and will need a place to park some extra cash. Is there a chance that USFR will lose money? I think I’m getting 4.25% on my capital one and 5.05% on my other one. I’m ok if the HYSA’s go to .001 interest but don’t want to get into anything that I could lose money on.
Posted on 5/11/24 at 5:56 pm to Cosmo
quote:
Any early redemption fee on this?
Nope. It’s a money market holding account…interest paid monthly.
ETA: obviously the caveat here is if the Fed starts cutting that return will drop, but unless something happens that breaks money market funds the initial investment is safe.
This post was edited on 5/12/24 at 9:44 am
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