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Anyone financed a new car lately?

Posted on 4/24/25 at 9:30 am
Posted by DRTiger67
Member since Apr 2013
616 posts
Posted on 4/24/25 at 9:30 am
Are the interest rates going up?
Are effect from possible tariffs?
In will be in market about June
Posted by Roy Curado
Member since Jul 2021
1352 posts
Posted on 4/24/25 at 9:50 am to
Be in the market sooner rather than later if you are worried about Tariffs.
Posted by WhiskeyThrottle
Weatherford Tx
Member since Nov 2017
6421 posts
Posted on 4/24/25 at 11:10 am to
We financed a used vehicle for 5.74% recently.
Posted by DRTiger67
Member since Apr 2013
616 posts
Posted on 4/24/25 at 11:11 am to
No sure I want to just rush out and buy based solely on tariffs, duly noted though
Posted by Chad504boy
4 posts
Member since Feb 2005
171689 posts
Posted on 4/24/25 at 11:25 am to
anyone know what honda finance rates are right now?
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
77217 posts
Posted on 4/24/25 at 11:43 am to
I would say anything below 6% for a used car would be fine.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
144287 posts
Posted on 4/24/25 at 11:50 am to
If you’re not dead set on a make/model, I’m sure you’ll find a manufacturer offering some 0%/4yr finance rebates since lots seem to be full.
This post was edited on 4/24/25 at 11:51 am
Posted by theballguy
Member since Oct 2011
18024 posts
Posted on 4/24/25 at 1:02 pm to
Never get a loan for a car.
Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
23115 posts
Posted on 4/24/25 at 1:07 pm to
quote:

Never get a loan for a car.


Posted by theballguy
Member since Oct 2011
18024 posts
Posted on 4/24/25 at 6:21 pm to
Still truly bad advice.
Posted by BabyTac
Austin, TX
Member since Jun 2008
14226 posts
Posted on 4/24/25 at 6:29 pm to
Pay cash
Posted by TigersHuskers
Nebraska
Member since Oct 2014
12119 posts
Posted on 4/24/25 at 6:31 pm to
quote:

Never get a loan for a car.


Yup. I've always paid cash.
Posted by TDFreak
Coast to Coast - L.A. to Chicago
Member since Dec 2009
8123 posts
Posted on 4/24/25 at 8:25 pm to
quote:

Anyone financed a new car lately?
No. Just a waterbed.
Posted by Breadcrumbs
Baton Rouge
Member since May 2005
3006 posts
Posted on 4/24/25 at 9:11 pm to
One thing we figured out is that even if inflationary impacts recede, prices will never go down. Dealers got used to higher priced vehicles and we just won't see those lower prices ever again. Don't think that auto prices will go down if you just wait. They probably won't.
Posted by AirbusDawg
Milton, Ga
Member since Jan 2018
2750 posts
Posted on 4/24/25 at 9:48 pm to
Tundra recently with 1.9%. That's better than paying cash. I'll let my money earn me more, and borrow from the bank for less.
Posted by SouthPlains
Member since Jul 2023
959 posts
Posted on 4/24/25 at 9:57 pm to
Not only are the prices insane, dealers aren’t even trying to earn your business or make a deal with you. How’s how my car search has gone.

Monday: holy shite $60k for a truck is insane but we really need a reliable second vehicle that can handle typical rural life tasks. Guess I’ll bite the bullet and start shopping.

Tuesday: email Ford, Chevy, GMC, Ram, and Nissan dealerships across the US. Probably 25 in total. Hear back from maybe 8 and ask for their best OTD price on XYZ vehicle.

Wednesday: 5 of the 8 respond and actually give me the time of day. All say their best price is the one online + a bunch of BS doc fees and other garbage. Go a couple of rounds of them making minimal concessions here and there, but ultimately nothing material. Ask the final 2 for some follow up information early afternoon.

Thursday: radio silent from all dealers I talked to (other than their automated spam emails). Get disgusted and decide to just keep hauling trash in my little Toyota SUV because I’d rather cut my dick off than go through the car buying process.

I hope there’s a reckoning coming for these brands again. The products are all over engineered shite at terrible prices and the dealership model adds no value. It I was stuck between a rock and a hard place and had to buy a new vehicle ASAP, I have no clue who I would give my money to because none of them seem terribly interested in taking it.

Car makers are becoming as bad as airlines. “Yeah our products and services suck, but you need us so bend over and take it in the arse like a good little consumer.”
Posted by Cosmo
glassman's guest house
Member since Oct 2003
125368 posts
Posted on 4/24/25 at 10:19 pm to
Just financed through dealer at 3.9

Was gonna pay cash if it was over 5
Posted by LSUFootballLover
BR
Member since Oct 2008
4144 posts
Posted on 4/24/25 at 10:20 pm to
Well said. Agree completely
Posted by Rize
Spring Texas
Member since Sep 2011
17297 posts
Posted on 4/24/25 at 10:52 pm to
quote:

Pay cash


I like cars too much to pay cash. Not the best financial decision but I’ve always been a car guy so it’s something I spend my disposable income on.
Posted by Dawgfanman
Member since Jun 2015
24703 posts
Posted on 4/25/25 at 4:09 am to
quote:

holy shite $60k for a truck is insane



You can get a new Ranger/Colorado/Canyon/Tacoma/Frontier for 15-20k less than that. Probably a new Dodge as well.

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