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Started By
Message
re: Homeowners insurance in Louisiana - finally some good news!
Posted on 10/30/23 at 10:27 am to TDsngumbo
Posted on 10/30/23 at 10:27 am to TDsngumbo
Allied Trust
Cajun Underwriters
Gulf States
Sure
are all writing new business as of October, even in the tri-parish area of Orleans, Jefferson, and St Tammany. If you have a 5 year or newer roof, i'd suggest asking for some quotes
Be aware that they may require 5% storm deductibles on those parishes but you can get a 3% with a couple
Cajun Underwriters
Gulf States
Sure
are all writing new business as of October, even in the tri-parish area of Orleans, Jefferson, and St Tammany. If you have a 5 year or newer roof, i'd suggest asking for some quotes
Be aware that they may require 5% storm deductibles on those parishes but you can get a 3% with a couple
1
Posted on 10/30/23 at 10:34 am to TDsngumbo
Better read that new policy closely. Insurance is like casinos with the house always favored. My premium went up 55% last year. I shopped and was told no one could beat it.
Posted on 10/30/23 at 10:42 am to Havoc
Coverage for single wide mobile homes is the canary in the coal mine.
Posted on 10/30/23 at 11:20 am to MarsellusWallace
Well USAA just jacked up my auto rates by 50%. Spotless records, minimal driving (80% wfh).
Quick comparison and they are steal cheaper than other, but not by much. Will see when homeowners renewal comes up in a few months.
Quick comparison and they are steal cheaper than other, but not by much. Will see when homeowners renewal comes up in a few months.
Posted on 10/30/23 at 12:12 pm to TDsngumbo
Don’t spend it all in one place!
Posted on 10/30/23 at 10:21 pm to TDsngumbo
Anyone have any good or bad feedback on Cajun UW's or Gulf States? I am considering quotes from these two and they both have pros/cons. One is lower premium but lower dwelling (by 30k) and higher deductible (5% instead of 3% for hurricane/wind/hail). Diff. is about $2k in premium
Posted on 10/31/23 at 12:41 am to Saskwatch
quote:
Gulf States? I am considering quotes from these two and they both have pros/cons.
A friend of mine is trying to go with Gulf States, but they are giving him problems with his roof. It’s a 35 year roof, it’s been on for 16 years, about half the life expectancy. They are disgusting it now. Even though a roofing company has written a letter as to the wear of the roof during this time frame.
My friend that owns a roofing company said a few more insurance companies, will start writing policies, after the first of the year.
Posted on 10/31/23 at 1:36 am to dakarx
quote:
Well USAA just jacked up my auto rates by 50%. Spotless records
Same. Well 23%, but still, its ridiculous. Was surprised to see this thread honestly.
Posted on 10/31/23 at 2:25 am to Splackavellie
quote:
Claimed to make 5k/day or some shite one time too.
That’s only $1 million per year. I know at least a dozen people who make that. It’s a lot, but not out of the question.
Posted on 10/31/23 at 3:58 am to ThePoo
My house will be for sale by the end of the year. My premium doubled from last year and unfortunately I can’t afford to pay the new cost.
I am in the process of meeting with a couple of agents to try to reduce some coverage and maybe get the cost in line to what I can afford.
I am in the process of meeting with a couple of agents to try to reduce some coverage and maybe get the cost in line to what I can afford.
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