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Is it just State Farm? 27% increase with no claims or tickets.

Posted on 10/2/23 at 9:34 am
Posted by KLSU
Baton Rouge
Member since Sep 2003
10324 posts
Posted on 10/2/23 at 9:34 am
Auto insurance went up 27% on all 3 of our vehicles from the past 6 months. Did all insurance companies raise rates this much or is State Farm sticking it to me?

I'm so tired of having to switch insurance companies to get better rates only to have that company raise their rates a year or two later. There has to be a better way...
This post was edited on 10/2/23 at 9:35 am
Posted by chalmetteowl
Chalmette
Member since Jan 2008
47753 posts
Posted on 10/2/23 at 9:34 am to
Progressive raised mine about that much
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
119400 posts
Posted on 10/2/23 at 9:35 am to
I have Liberty Mutual. Went down 10% last year when they redid my policy, but went up 21% this year. I called around a few other places and got nothing cheaper so I stayed.


Insurance sucks till you need it.
Posted by lsu13lsu
Member since Jan 2008
11486 posts
Posted on 10/2/23 at 9:35 am to
Sue happy state.

Floods.

Hurricanes.

Roofers filing claims left and right for any and all hailstorms.

What do you expect?
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
73681 posts
Posted on 10/2/23 at 9:38 am to
Remember voting for some bill a couple years ago that we were assured would lower our rates. The insurance companies guaranteed it.
Posted by castorinho
13623 posts
Member since Nov 2010
82052 posts
Posted on 10/2/23 at 9:38 am to
Posted by LNCHBOX
70448
Member since Jun 2009
84275 posts
Posted on 10/2/23 at 9:40 am to
I have progressive. Mine dropped slightly this Sept when it renewed. Still about 10-15% higher than what I was paying last year, but was happy to see it go down
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
18925 posts
Posted on 10/2/23 at 9:40 am to
I remember that Bill and all the promises. They are laughing their asses off at us.
Posted by barry
Location, Location, Location
Member since Aug 2006
50355 posts
Posted on 10/2/23 at 9:41 am to
Home insurance went up a bunch, flood insurance doubled.

eta: this is houston
This post was edited on 10/2/23 at 9:46 am
Posted by chalmetteowl
Chalmette
Member since Jan 2008
47753 posts
Posted on 10/2/23 at 9:41 am to
quote:

Remember voting for some bill a couple years ago that we were assured would lower our rates. The insurance companies guaranteed it.


That was a couple years ago though
Posted by MRTigerFan
Baton Rouge
Member since Sep 2008
4199 posts
Posted on 10/2/23 at 9:42 am to
Mine went up 40% with Geico. No claims or tickets

eta: I tried shopping around and its still my cheapest option by far
This post was edited on 10/2/23 at 9:43 am
Posted by ThuperThumpin
Member since Dec 2013
7343 posts
Posted on 10/2/23 at 9:43 am to
Geico...mine went up about 12% this past summer but still the best rate out there that I could find.
This post was edited on 10/2/23 at 10:53 am
Posted by tigerbutt
Deep South
Member since Jun 2006
24604 posts
Posted on 10/2/23 at 9:44 am to
Another reason a company vehicle is nice.
Posted by mule74
Watersound Beach
Member since Nov 2004
11307 posts
Posted on 10/2/23 at 9:44 am to
It’s not just you, and it’s not just your carrier. It’s happening across the board.

All of those trial lawyer billboards and big judgments are a de facto tax on the population.
Posted by teke184
Zachary, LA
Member since Jan 2007
96291 posts
Posted on 10/2/23 at 9:45 am to
Pretty sure it is the state as a whole.
Posted by jacost7
Covington, LA
Member since Aug 2007
223 posts
Posted on 10/2/23 at 9:45 am to
Just wait, I heard from a little birdie that insurance companies and the parish are going to a new roof program…….your roof is going to have to be “certified” by the parish inspectors by them inspecting every step during build/change. Then the roof will have to be inspected by the parish every 5 years for a certificate. If not, you are not covered by the insurance company. I am sure the inspections will be easy to get done and won’t cost much !
Posted by Robin Masters
Birmingham
Member since Jul 2010
29956 posts
Posted on 10/2/23 at 9:46 am to
quote:

There has to be a better way...


Pay for cars in cash and just have liability insurance.

Posted by NOSHAU
Member since Feb 2012
11954 posts
Posted on 10/2/23 at 9:54 am to
Welcome to life in Louisiana.
Posted by bayoudude
Member since Dec 2007
24962 posts
Posted on 10/2/23 at 9:55 am to
Opposite experience for me. Switched to State Farm from Allstate as they were 30% or so cheaper than my previous policies. Located in MS so that is probably the difference.
Posted by SloaneRanger
Upper Hurstville
Member since Jan 2014
7821 posts
Posted on 10/2/23 at 9:58 am to
Turns out that allowing the plaintiff trial lawyers to dominate state politics has consequences. Who knew?
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