Boat Insurance

Bundled with Progressive. It's replacement value, not very expensive. Never had to make a claim, however.

Progressive.

So far looks like Progressive is going to beat everyone.

I have used SafeCo since 2017 for insurance.

We've used Charter Lakes (broker) for a decade. Couple of claims, always paid quickly. The actual insurer has changed a couple of times.

I've been with Charter Lakes for many years and last year they raised my annual premium considerably. I shopped around and saved $700 from National Boat Owners Association (NBOA). Which also included an increase in coverages.

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Bundled with Progressive. It's replacement value, not very expensive. Never had to make a claim, however

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They sell replacement cost/purchase price policies.
So, he could be right

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Just went through this with State Farm. Bundled with home and auto.

$29k in coverage with an additional $5k of personal property.

$367 a year

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I have State Farm for Autos and Homeowners. My experience was not the same when I tried to bundle it with my boat. Now I needed more coverage than you but still, it was not proportional to what I got with Boat US...


I ended up going with Boat US / Geiko and the price was better. I have not used it for a claim so it's hard to say if I like them or not. LOL

Progressive for about 10 years now. Was best price and went with agreed upon value. Have had to make multiple claims over the years…from lower unit replacement that grew into full transom rebuild after hitting a submerged reef at WOT, flooded boat/engine in 2016, separated cap/hull over the years. They paid out like a champ and I still have the disappearing deductible.

Cannot give them enough praise.

It’s not a driveway Queen!