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Number of Posts:94
Registered on:8/11/2022
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One thing to consider is the trend of insurance companies to non-renew for older roofs. I currently have a 20 year old architectual shingle roof and I have a lot of granular loss but no hail or wind damage. I half expect my insurance company to tell me they will not renew unless I get it replaced. ...
If you don't have access to a wet tile saw go get an oscilatting tool at harbor freight and a diamond blade. Tool can be had from 12-$20 if you catch a coupon. One of the most versatile useful tools for diy around the house. Plan ahead and buy some blades on line for the future because the big ...

re: Anyone retire early early?

Posted by agilitydawg on 5/11/24 at 3:53 pm
[quote]I’m interested if most people that had this 40-45 retirement opportunity had kids late or don’t have kids. I do pretty well and feels like just getting by normally[/quote] Same here. I have good retirement savings and a paid for house but I think I would need to see 10 -12 K secure income...

re: Security Camera Question

Posted by agilitydawg on 5/9/24 at 7:41 pm
ring camera with spotlights in place of any existing outdoor light fixtures work well. They pick up street traffic outside my house. I have flush mount lights on the front porch so that does not work there but we have used the battery powered ones there and on the back porch. They are rechargeabl...
We used a friend of my wife to sell our house. We had seen her activity level and we felt comfortable with the decision. BUT we said out of the gate that this was a business decision and that we would not be shy about giving feedback or expressing any concens. Overall she did a good job but we su...
Well for one the university hosts them as you mention. Secondly the examples of this that I have seen are speakers being invited into a forum in an auditorium in order to speak and then being prevented from doing so. I did not notice them shouting in the public square at everyone nor attempting to...

re: Minimizing Tax Bill

Posted by agilitydawg on 4/26/24 at 8:27 pm
You can use I bonds as an emergency savings vehicle. No tax on interest until maturity. Don't go crazy on savings you are likely getting taxed on interest at your marginal tax rate plus a surcharge of 3.8 percent and state taxes so if you have excess savings you might as well use it for something ...
A second vote for the waterfall drive Oregon Trail museum is quite good Beaches on the coast are awesome Lots of good wineries to visit...
I found the same size door on face book market place for $20 when it happened ro me....
columbia newton ridge plus 2 I have used these for 10 plus years good out of the box. Good tread and insole. Waterproofing is good. I wear in them working outdoors in the summer. Available in wide width....
My folks are both 84 and live 8 miles away now in Georgia having grown up and lived in small town CA and resettling there for most of their adult lives. My older sister moved out of state about 15 years ago and their adult grandkids were still around. It took me nudging them the last 10 years ...
I have done a fair amount around my houses and growing up when my parents moved or built a house we did a lot of our own landscaping. Whatever the plants you want cost, you can figure 3-4 times that is what it will cost to get it planted professionally. Pay attention to the spacing suggested ...

re: Dog Obedience Suggestions

Posted by agilitydawg on 2/24/24 at 10:19 pm
[link=(https://www.youtube.com/watch?v=Hxd1sVEQp2Y&list=PLphRRSxcMHy2hywpv3Md3HbWWPPbVF8W5&index=2)]Susan Garrett[/link]...
Nice reply to the O.P. 8) Set up your accounts to invest in them each month and split it out to the funds the way you see fit after you spend some time to educate yourself on the fund mix. OP, I keep it even simpler than this and have kept putting money in every month. I increased it whenever...
[img]https://pbs.twimg.com/media/FEMflo9XsAM3-xB?format=jpg&name=large[/img]...
I agree with all of this [quote]Yep, do this. This debt will weigh you down forever. The delta from 4.24% vs 5% in CDs is beans. Pay the sucker off Take $13.5K out of the ~$33K left from sale of condo and fund your '23 and '24 Roth ($6.5K for '23 and $7K for '24) Put the remaining $19.5K in t...
I don't have this issue but your dlilemna got me curious. Maybe worth trying this. [link=(https://www.amazon.com/Changer-Chandeliers-Candelabra-Without-Extension/dp/B09WX6HLJ9/ref=asc_df_B09WX6HLJ9/?tag=hyprod-20&linkCode=df0&hvadid=594847522553&hvpos=&hvnetw=g&hvrand=427299394029397979&hvpone=&...
Just send him the link to this post and the replies and he will figure things out....