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Started By
Message
guy records his new car purchase with dealership
Posted on 5/2/24 at 3:32 pm
Posted on 5/2/24 at 3:32 pm
Since our family will be in the market soon to get a bigger vehicle, I've been doing a little research here and there. Came across this in my YT algorithm. Pretty great to see that dealerships are actually somewhat capable of negotiating there prices when I've seen a few posts about "no haggle buying" from some dealerships nearby. CRAZY that someone would actually brag about 7.9% on an 84 month note
If you want to see what the actual purchase price after every fee was included, skip to the end.
If you want to see what the actual purchase price after every fee was included, skip to the end.
Posted on 5/2/24 at 3:34 pm to BilbeauTBaggins
Posted on 5/2/24 at 3:36 pm to BilbeauTBaggins
If you can’t pay cash you can’t afford it
Posted on 5/2/24 at 3:37 pm to AbitaFan08
oof. clearly i didn't read the OT yesterday
Posted on 5/2/24 at 3:40 pm to BilbeauTBaggins
Car prices would come down if people didn't jump at MSRP each and every time. No one knows how to negotiate any longer.
Posted on 5/2/24 at 3:43 pm to BilbeauTBaggins
We know and we have known for a while
Posted on 5/2/24 at 3:44 pm to el Gaucho
quote:
If you can’t pay cash you can’t afford it
THIS!!!!
You’re less likely to pay for all those options you don’t care about when doing the math and not splitting that $800 option out over 60 months. Hits home a bit more.
That, and you can carry bottom barrel liability if vehicle is paid for saving even more money.
Posted on 5/2/24 at 3:46 pm to BilbeauTBaggins
He should have slapped a sexual harassment charge on the manager for repeating calling him a baby face
Posted on 5/2/24 at 3:56 pm to AbitaFan08
quote:
Guy buys a lot of cars
Yep, two over the last 15 years.
Posted on 5/2/24 at 3:58 pm to BabyTac
The OT poors are gonna downvote you for speaking the truth
Posted on 5/2/24 at 3:59 pm to BilbeauTBaggins
This tells you all you need to know about MSRP.
I don’t know much about cars and what they’re bought for at wholesale versus what they’re sold for at retail. But I will tell you this they can move any number they want if they want to get rid of that car, on that day.
I’m not saying they always want to take a loss. But nobody really knows, what somebody will take for a car unless you press them.
I have actually been laughed out of a dealership for offering a ridiculous amount on a Toyota Avalon back in 2004. I was physically laughed out of the place and it just did not hurt my feelings at all as a young person.
I just went to the next place Ended up settling on a Nissan Maxima for 4000 less than what I was gonna pay for the Avalon. You are the one that has the money, they want the money so therefore you have power. Always remember that you can walk out.
I don’t know much about cars and what they’re bought for at wholesale versus what they’re sold for at retail. But I will tell you this they can move any number they want if they want to get rid of that car, on that day.
I’m not saying they always want to take a loss. But nobody really knows, what somebody will take for a car unless you press them.
I have actually been laughed out of a dealership for offering a ridiculous amount on a Toyota Avalon back in 2004. I was physically laughed out of the place and it just did not hurt my feelings at all as a young person.
I just went to the next place Ended up settling on a Nissan Maxima for 4000 less than what I was gonna pay for the Avalon. You are the one that has the money, they want the money so therefore you have power. Always remember that you can walk out.
Posted on 5/2/24 at 4:04 pm to chili pup
quote:
Car prices would come down if people didn't jump at MSRP each and every time. No one knows how to negotiate any longer.
The last time we bought a car was at the beginning of COVID, got 3.5k off of MSRP without even haggling (healthcare discount).
Posted on 5/2/24 at 4:08 pm to BabyTac
quote:
If you can’t pay cash you can’t afford it
THIS!!!!
You’re less likely to pay for all those options you don’t care about when doing the math and not splitting that $800 option out over 60 months. Hits home a bit more.
That, and you can carry bottom barrel liability if vehicle is paid for saving even more money.
I'm not saying it's not better to pay cash if you can, but that statement just isn't true. Especially when it comes to a work vehicle. Four of my work trucks are financed (almost paid for) and two paid off. They all are required to make money and they are paying for themselves. Wouldn't pay for 6 vehicles cash (would be dumb to take that much cash away from the company), but I have the money in the bank every month to afford the payments.
With a low interest rate, I don't mind financing at all, I personally just like having more in savings, not because I can't afford it.
Posted on 5/2/24 at 4:10 pm to chili pup
quote:
No one knows how to negotiate any longer.
quote:
No one knows how to negotiate any longer.
I'm starting to wonder if "car broker" would be a viable new business model, just like we have insurance brokers, mortgage brokers, etc. You just decide what type of car you want and a professional takes over the location, negotiation, purchase and financing of the transaction for a fee while you sit on your arse at home drinking beer and watching the ballgame.
Posted on 5/2/24 at 4:16 pm to AUFANATL
quote:
I'm starting to wonder if "car broker" would be a viable new business model, just like we have insurance brokers, mortgage brokers, etc. You just decide what type of car you want and a professional takes over the location, negotiation, purchase and financing of the transaction for a fee while you sit on your arse at home drinking beer and watching the ballgame.
That’s not a new business model. Those people exist.
Posted on 5/2/24 at 4:18 pm to iwyLSUiwy
quote:
With a low interest rate, I don't mind financing at all, I personally just like having more in savings, not because I can't afford it.
Talking solely personal vehicle. And I will get downvoted away by the 10% of people that get low interest rates and actually invest the lump sum appropriately. 90% of people say that and never do it. It’s just a blanket excuse to make a bad decision.
Posted on 5/2/24 at 4:23 pm to AUFANATL
quote:
I'm starting to wonder if "car broker" would be a viable new business model
Buddy of mine that’s in the business does this for me as a courtesy. I’m sure he’s getting a few hundred from the sale which is fine with me.
Posted on 5/2/24 at 5:01 pm to iwyLSUiwy
quote:
With a low interest rate, I don't mind financing at all,
My money market account is at 4.5% and my interest rate I borrowed is 3.9%.
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