- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: 15 Million Americans About to Lose Medical Coverage
Posted on 1/2/23 at 8:53 am to ksayetiger
Posted on 1/2/23 at 8:53 am to ksayetiger
quote:
93 percent said they felt the benefits aren’t worth the high price tag.
Absolutely isn't till it is.
That's the thing with insurance. The benefits aren't worth the high price until it is.
Car insurance? Not needed till it is. Life insurance? Not needed till it is.
Then when it's needed, everyone wants stiff for free if they didn't have insurance.
Or they wonder why they can't buy insurance just when they need it. Yes, idiots actually think this.
Bottom line is you can't fix stupid.
Healthcare for all means crappy Healthcare for all.
And finally democrats, you voted for this. When you complain about never seeing doctors, only Healthcare extenders, waiting weeks to see a doctor, and the quality of Healthcare being crap, well you voted for it. Remember when Obama said you don't need an insurance orthopedic surgeon to fix a broken bone, they could train nurses or techs to do it? Well that is what you have now.
Posted on 1/2/23 at 8:54 am to ksayetiger
Meanwhile there are millions of job openings that would provide health benefits.
Posted on 1/2/23 at 8:55 am to ksayetiger
quote:
it’s an impending medical insurance meltdown.
An estimated 15 million Americans could lose their health coverage starting Jan. 11, 2023.
Intentional, not incompetence.
Just another step on the way to nationalized healthcare.
Posted on 1/2/23 at 8:57 am to ksayetiger
quote:
A staggering 112 million Americans are unable to afford health insurance. In the same report, 93 percent said they felt the benefits aren’t worth the high price tag.
Some people just pay cash for everything.
Insurance companies set what % a Doctor/Facility gets from whatever you pay, and, most of the time, a cash payment would be higher than what an insurance company sets for the Doctor/Facility.
Just keep some lower priced, catastrophic policy for Cancer and other major issues.
The total they save over the years of not paying a premium/additional charges more than offset regular Doctor visits.
Posted on 1/2/23 at 9:17 am to ksayetiger
quote:
15 Million Americans About to Lose Medical Coverage
Hopefully the majority are democrat voters. It's what they deserve
Posted on 1/2/23 at 9:25 am to BengalOnTheBay
Thanks for your response. So they do pay, what they say they will, without much issues? Medishare is one that requires the calls and letters and actually having to log in to make a payment on someones bill right? That is what gets me from doing it, as I get distracted and will go a while without logging in to do it.
In past research iirc I read on one where they will negotiate pricing with doctors to help lower pricing. Obviously it's a way to help not trigger their pay out "deductible"
This is something I'm planning on researching more this month, so top of mind. The concept sounds ideal for me, but I'm one of those "just make it simple and easy for me" types. Even if I have to pay some more.
In past research iirc I read on one where they will negotiate pricing with doctors to help lower pricing. Obviously it's a way to help not trigger their pay out "deductible"
This is something I'm planning on researching more this month, so top of mind. The concept sounds ideal for me, but I'm one of those "just make it simple and easy for me" types. Even if I have to pay some more.
Posted on 1/2/23 at 9:27 am to ksayetiger
quote:
In the same report, 93 percent said they felt the benefits aren’t worth the high price tag.
Lol at the “affordable” Obamacare
Posted on 1/2/23 at 9:42 am to ksayetiger
quote:
And this tidbit in the article
quote:
One study in 2022 showed A staggering 112 million Americans are unable to afford health insurance. In the same report, 93 percent said they felt the benefits aren’t worth the high price tag.
After Obama's Unafforable Healthcare Act, this was true for all of those policies with a $7,500 deductible. You'd have to win the life threatening lottery to make it worth it.
Posted on 1/2/23 at 10:02 am to Free888
This! The left successfully broke the concept of employment for many of their voters. There should be NO UI benefits paid over 4 weeks in any parish with xyz volume of open positions.
Posted on 1/2/23 at 10:22 am to LaMotta
quote:
Many Americans need to:
quote:
Stop eating GMO’s
Why?
What does a hybrid plant do to hurt your body?
Posted on 1/2/23 at 10:28 am to ksayetiger
Sounds like the leftist administration used COVID as an excuse to temporarily give poor people health coverage, and now that the emergency is over, they’re reframing the loss of temporary coverage as a crisis, when it’s actually a return to the status quo.
Socialist creep.
Posted on 1/2/23 at 10:33 am to ksayetiger
quote:
One study in 2022 showed A staggering 112 million Americans are unable to afford health insurance. In the same report, 93 percent said they felt the benefits aren’t worth the high price tag.
What’s even crazier is that that number would be more than double if companies didn’t subsidize premiums.
As a business owner, I keep asking our health insurance broker if they do not see the inevitable train wreck that is about to happen. You can’t sustain 10-20% annual increases and a reduction in coverages.
And I look around and all I see are new hospitals being built everywhere.
Posted on 1/2/23 at 10:40 am to Aubie Spr96
quote:
Obamacare literally forced me out of our family business. Our individual Blue Cross policy was $400/month when Obama took office. His last year in office that same policy cost us $2000/month for less coverage and benefits. Our only option was for either my wife or myself to get a corporate job that provided benefits. Every small business owner we know has a spouse with a corporate job out of necessity.
In 2008, the last year before Obamacare was passed, the premium Cadillac crème de la crème plan from United HC for a family of 4 was $800/month. That plan had a $500 deductible, $1k OOP expense, 100% coinsurance, and an incredible network.
That same plan today is $3200 per
Month. with a $5k deductible, $8k OOP, 80% coinsurance and a shitty network. My wife’s Obgyn doesn’t take it anymore.
It is unsustainable
Posted on 1/2/23 at 10:56 am to KAGTASTIC
quote:
Thanks for your response. So they do pay, what they say they will, without much issues? Medishare is one that requires the calls and letters and actually having to log in to make a payment on someones bill right? That is what gets me from doing it, as I get distracted and will go a while without logging in to do it.
I'm not actually too sure about that. As far as I know we have always paid the provider whatever they asked when we had a doctor's visit and they billed Medi-share for their portion of the reimbursement. I've never submitted bills, but we've never had over maybe $2k out of pocket in an entire year between the 3 of us so I've never worried about it.
quote:
In past research iirc I read on one where they will negotiate pricing with doctors to help lower pricing. Obviously it's a way to help not trigger their pay out "deductible"
There are many cost-saving measures these types of companies take that traditional insurance companies do not. They also encourage you to discuss cash prices with your doctors, and they have some kind of program (not sure since I've never used it) where you can schedule with a Medishare consultant person to get a procedure or surgery done, and they handle the arrangements and scheduling and give you a percentage back on your out-of-pocket costs. They also have preferred providers that offer a larger payment percentage by Medi-share during your out-of-pocket expense period.
quote:
The concept sounds ideal for me, but I'm one of those "just make it simple and easy for me" types. Even if I have to pay some more.
Well, for almost 5 years now, we pay Medishare out of our account every month, give the membership number to our doctors, and Medishare sends me an online statement every month. About as easy as it gets. The only thing I've done "extra" is change the dentist we were going to after searching on their site for one of their preferred providers.
One HUGE thing for me is that Medi-Share pays 100% of maternity costs for your wife. Even with our insurance, when my girl was born, we had to pay over $2k out-of-pocket. That was one of the reasons I switched over to MediShare almost immediately after she was born. From doctor's visits to delivery costs and everything in between, regardless of your "share portion" (as Medishare calls it) and how much you've spent so far that year, all maternity expenses from start to finish are covered.
Posted on 1/2/23 at 11:02 am to ksayetiger
quote:
tidbit in the article
quote:
One study in 2022 showed A staggering 112 million Americans are unable to afford health insurance. In the same report, 93 percent said they felt the benefits aren’t worth the high price tag.
THE "Affordable Care Act" - thanx Odumfuk.
Popular
Back to top
Follow TigerDroppings for LSU Football News